Speech Therapist Liability Insurance

Comprehensive Coverage That Protects Your Practice and Career

A speech language pathologist helping a young girl form an O sound with her mouth

Speech Language Pathologist Insurance

Protecting speech language pathologists with comprehensive SLP liability insurance coverage starting at just $149/year. Includes FREE general liability insurance and instant coverage backed by an A+ rated carrier.

Comprehensive Coverage

$1M/$3M Professional and general liability coverage to protect your practice.

Instant Protection

Get your certificate immediately upon payment – no waiting period.

Coverage That Moves

Policy follows you anywhere – across jobs, states, and practices.

License Defense

$25,000 in license protection coverage to defend your career.

Up-Front SLP Insurance Pricing

Employed Speech Language Pathologists

$149/year

Self-Employed Speech Language Pathologists

$219/year

COVERAGE TYPE

Professional & General Liability 

License Protection Coverage

Loss of Earnings Coverage

First Aid Coverage

Deposition Expense Coverage

Assault On You Coverage

Good Samaritan Coverage

LIMIT 

$1 million per occurrence/ $3 million annual aggregate

$25,000

$10,000

$10,000

$10,000

$25,000

$25,000

Protect Your Speech Therapy Practice Today

Get instant coverage and your certificate of insurance in less than 2 minutes. No phone calls needed.

Complete Protection for Speech Therapists

As a speech language pathologist, you need specialized liability insurance that understands your unique professional risks. Our comprehensive speech therapy liability insurance policy, backed by Arthur J. Gallagher, protects over 300,000 healthcare professionals with industry-leading coverage and support. We understand the complex nature of your work, from diagnosis and treatment to ongoing therapy and documentation.

The risks you face are unique to your profession, which is why generic liability policies often fall short. Whether you’re working with children developing speech skills, adults recovering from trauma, or elderly patients managing swallowing disorders, our speech therapy liability insurance ensures you’re protected in every clinical scenario. Our coverage extends beyond basic liability to include protection for your license, earning potential, and professional reputation—essential safeguards for every speech language pathologist.

While employer-provided insurance offers some protection, having your own speech therapy liability insurance policy is crucial for long-term career security. This comprehensive coverage protects you when working across multiple locations, during telehealth sessions, or if you decide to start your own practice. With both professional and general liability coverage included, you’re protected against claims of negligence, bodily injury, and property damage that may occur during your practice.

Comprehensive Coverage Benefits

Our all-inclusive speech therapy liability insurance policy delivers complete peace of mind with a robust package of protections designed specifically for speech language pathologists. With $1M per occurrence and $3M aggregate coverage limits, you’re protected against both major claims and the accumulation of smaller incidents. Plus, your coverage includes essential features like license defense coverage ($25,000), loss of earnings protection ($10,000), and dedicated support for legal depositions—all crucial components for today’s speech therapy professionals.

Beyond the core coverage, we provide exclusive member benefits that support your practice’s growth and success. These include access to affordable telehealth services with just a $10 copay, significant savings on business essentials through Office Depot and UPS, and valuable discounts on healthcare benefits through MetLife and VSP. Our policy ensures you’re not just protected – you’re equipped with tools and resources to thrive in your practice, whether you’re employed or self-employed.

Speech therapy liability insurance is an investment in your professional future. With increasing rates of litigation in healthcare, having comprehensive coverage specific to speech language pathology is more important than ever. Our policy covers you for both in-person and telehealth services, ensuring you’re protected as your practice evolves with modern healthcare delivery methods. Unlike generic professional liability policies, our coverage is tailored to the specific risks and challenges faced by speech therapists.

Ready for Comprehensive Protection?

Join hundreds of thousands of healthcare professionals with instant coverage and exclusive benefits.

Exclusive Member Benefits

We’ve created an extensive suite of exclusive members’-only benefits for all of our insurance members:

Telehealth

Consult with a physician 24/7/365 via telephone, video, or mobile app without needing health insurance — with only a $10 copay. 

MetLife

Get access to affordable group rates for dental and add-on vision plans.

VSP

Get up to $300 in savings on eye exams and glasses.

Lenovo

Save 30% off the everyday public web price of Lenovo’s entire line of PC products. 

UPS

Get special pricing on UPS with 50% off Air, 30% off Ground, and free UPS Smart Pickup® Service. 

Office Depot/Max

Get 75% off Office Depot and OfficeMax preferred products. 

Rental Cars

Get up to 25% off the base rate on Budget and Avis rental cars. 

FAQs

Get answers to common questions about protecting your speech therapy practice. Can’t find what you’re looking for?

What exactly does speech therapy liability insurance cover?

Our comprehensive policy includes professional liability ($1M per occurrence/$3M aggregate), general liability, and product liability coverage. This protects you against claims of negligence, bodily injury, and adverse reactions to products used in your practice. Additional coverage includes license defense ($25,000), loss of earnings, and legal expense protection.

Do I need my own insurance if my employer provides coverage?

Yes. While employer coverage is valuable, it primarily protects the facility and their interests. Personal speech therapy liability insurance ensures you have dedicated coverage that prioritizes your career protection and follows you even if you change employers or start your own practice.

How quickly does coverage begin?

Coverage begins instantly upon completion of your application and payment. You can download your certificate of insurance immediately, giving you instant proof of coverage for your employer or state requirements.

Can I use this insurance if I change jobs or states?

Yes, our portable coverage follows you anywhere in the U.S., whether you change employers, start your own practice, or move states. This flexibility ensures continuous protection throughout your career transitions.

Do you offer payment plans?

Yes, we offer monthly payment plans through PayPal Credit with 0% interest if paid within 6 months. This makes comprehensive coverage accessible while maintaining cash flow for your practice.

What's included in the membership benefits package?

Members receive exclusive access to:

  • Telehealth services ($10 copay)
  • MetLife dental/vision plans at group rates
  • VSP savings up to $300
  • Lenovo PC discounts (30% off)
  • UPS shipping discounts (50% off Air, 30% off Ground)
  • Office Depot/Max savings (75% off)

Protect Your Speech Therapy Practice in Less Than 2 Minutes

Instant Coverage. Instant Certificate. Instant Peace of Mind.

Get comprehensive speech therapy liability insurance with just a few clicks – no phone calls or paperwork needed. Your certificate of insurance will be ready immediately after purchase.