A+ Rated Audiologist Liability Insurance Designed Specifically For Your Industry

Comprehensive Malpractice Coverage & Premium Protection for Audiologists. One Up-Front Price With No Long Quote Process. Plus, General Liability Included FREE!

Comprehensive Coverage For Audiologists—All At an Affordable Price and with License Protection

It’s your passion to diagnose, treat, heal, and protect your patients’ health. As rewarding as your career might be, there are inherent risks tied to your job—that’s’ where we come in. At Career Shield Insurance, we provide you with all-inclusive audiologist errors and omissions coverage to ensure that no matter what happens, your career, finances, and your future are protected. In addition to audiologists, this insurance also covers audiologists aides and audiologists assistants.

ONE UP-FRONT PRICE

Career Shield makes the process of buying insurance as easy as possible. We have one up-front price for everyone…no matter if you are full-time, part-time, employed, or self-employed.

$143  /12 Months

Monthly payments available starting at $13.11/month

Trusted In Your Industry & Beyond

We’re thrilled to welcome you to our team! Join over 300,000 professionals who are experiencing peace of mind, comprehensive protection, and business-building coverage with our best-in-class malpractice insurance and exclusive member benefits. The best part? We’re backed By Arthur J. Gallagher—Fortune 500 global insurance brokerage—and underwritten by Arch Specialty Insurance Group—with an  A+ Rating by AM Best. 

We Provide What Other Partners Won’t—Protective Policies at a Peace of Mind Price 

COVERAGE TYPE

Professional & General Liability 

Product Coverage

Damage to Rental Premises

License Protection Coverage

Loss of Earnings Coverage

First Aid Coverage

Deposition Expense Coverage

Assault On You Coverage

Good Samaritan Coverage

LIMIT 

$1 million per occurrence/ $3 million annual aggregate

$1 million annual aggregate

$100,000

$25,000

$10,000

$10,000

$10,000

$25,000

$25,000

Audiologist Liability Insurance—Protection You Need, Peace of Mind You Deserve

In a specialized field like yours, your patients are everything to you—we understand the feeling. Our occurrence form coverage is designed to help protect audiologists like you as seamlessly and completely as possible. That’s why we’ll cover you no matter what—even if a claim that took place during your coverage arises after your policy expires. We’ll have your back through thick, thin, and everything in between. The best part? Up-front pricing and immediate coverage—no lengthy quote processes here.

Insurance Policy Highlights

MORE SERVICES COVERED—NO ADDITIONAL COST

Our audiologist professional liability insurance (also called errors and omissions insurance and malpractice insurance) was designed for audiologists like you, by audiologists like you. We understand the ins and outs of your industry—that’s why we created specialized insurance specific to your career. With more services covered, it’s highly likely that most (if not all) of your treatments and healing techniques will be covered. Plus our coverage includes general liability (also called “trip and fall” insurance) at no additional cost.

Up-Front Pricing, No Long Waits—Lengthy quote processes aren’t our cup of tea—why should they be yours? We offer up-front pricing so you never need to deal with long, drawn-out quote processes. That means you’ll be covered sooner than ever. 

Coverage That Follows You—Whether you change practices, move states, or strike out on your own, we’ll have your back. We offer portable policies that move with you—all you’ll need to update us on is your new contact information. 

Instant Coverage—With Career Shield Insurance, your audiologist liability insurance kicks in immediately. Simply confirm your coverage, pay for your membership, then sit back and relax—you’ll receive coverage (and proof of coverage) instantly. 

Premium Protection, Peace of Mind Price—Having the right coverage is your top priority—but price matters, too. We work hard to provide comprehensive coverage that skimps on price (but never on protection).

EXCLUSIVE MEMBER BENEFITS

We’ve created an extensive suite of exclusive members’-only benefits for all of our insurance members:

  • Telehealth – Consult with a physician 24/7/365 via telephone, video, or mobile app without needing health insurance — with only a $10 copay. 
  • MetLife – Get access to affordable group rates for dental and add-on vision plans.
  • VSP – Get up to $300 in savings on eye exams and glasses.
  • Lenovo – Save 30% off the everyday public web price of Lenovo’s entire line of PC products. 
  • UPS – Get special pricing on UPS with 50% off Air, 30% off Ground, and free UPS Smart Pickup® Service. 
  • Office Depot/Max – Get 75% off Office Depot and OfficeMax preferred products. 
  • Rental CarsGet up to 25% off the base rate on Budget and Avis rental cars. 

Do I Need Audiologist Insurance?  

Absolutely! You work in a highly rewarding career that also happens to be highly specialized—that combination often means high risk and liability. It’s crucial that professionals like you are equipped with top-notch protection to ensure that allegations, accusations, and incidents never derail your career. With the right type of malpractice insurance, you’ll be putting your entire career, your future, and your finances at risk—that means litigation, allegations, and claims could put your thriving career to a halt. Even if you work at a practice that includes you in their errors and omissions insurance, it’s important to obtain your own. Why? Because your employers’ coverage is designed to protect your employer—when push comes to shove, you might still be stuck handling the fallout of a lawsuit, claim, or allegation. Protect yourself, your finances, your career, and your future with Career Shield Insurance. 

 Protect Your Audiologist Career Today 

Or call (866) 945-1699 to speak to a live insurance representative.

Audiologist Liability Insurance: Frequently Asked Questions

Are you still unsure if audiologist liability insurance is a necessary investment for you and your career? Are you feeling a little foggy about the whole insurance thing in general? If so, don’t worry—we’re here to help. We’ve put together a list of some of the most frequently asked questions from audiologists about policy options, the benefits of insurance, and Career Shield’s thorough protection.

What Exactly Does Audiologist Liability Insurance Do?

Liability insurance is a type of risk management coverage that an insured person (that’s you!) invests in to be protected and relieved of the financial responsibility of a potential loss. Liability insurance is sort of like a safety net that’s got you covered should something—actual or alleged—go wrong! This type of insurance will protect you, your audiology career, your finances, your reputation, and your future from claims!

If I’m Training to Become an Audiologist, Do I Still Need Insurance?

Absolutely! While anyone at any stage in their career can make a mistake, as an audiologist in training (or fresh into your career), you’re more likely to make a mistake or error at the beginning of your career. You’re still learning—makes sense, right? Investing in audiology liability insurance from the start of your career is an absolute must!

When Does Audiologist Liability Insurance Take Effect?

We can’t speak for the other guys, but when you choose to partner with Career Shield Insurance, your coverage takes effect ASAP—and that’s not just a cute way to say quickly, we literally mean instantly. Once you check-out and pay for your coverage, you’re on our team and we’ve got your back. It’s that fast! We’ll even send you proof of insurance as quickly as your internet can process the transaction.

How Can I Compare and Contrast Coverage Options?

We suggest doing serious research before you choose an insurance partner for your audiologist liability insurance, and that certainly calls for a compare and contrast exercise. Luckily, we make it easy—scroll up to see our coverage side-by-side with some of our top competitors. This will give you a better idea of what policies are available at what prices—it’ll also show you what benefits you can expect from each provider.

Will My Insurance Quote Process Through Career Shield Insurance Be a Lengthy One?

No way! We’re all about expediting great coverage. That means you’ll receive solid coverage ASAP with upfront pricing—no lengthy quote processes on our end!

What Kind of Liability Insurance Does Career Shield Insurance Provide for Audiologists?

There are many different types of liability insurance, but the main three include professional liability, general liability, and product liability—at Career Shield, we believe in offering policies that provide you with all three (and some extras, too!). Professional liability will provide protection when a patient deals with (or claims to deal with) injury, damage, or negligence that happened during or as a result of your service.  General liability insurance covers damages and injuries that weren’t directly caused by you but happened in relation to you (this is often called slip-and-fall coverage). Product liability insurance covers negative or adverse reactions that your patients or clients have as a result of a product you used.

What are Some Examples of Claims an Audiologist Could Face?

Claims, unfortunately, happen in so many ways which is why a diverse suite of coverage options is required in a comprehensive audiologist insurance plan. As an example, with general liability events, a slip and fall is all it takes to face a multi-million dollar lawsuit. Professional liability could be something like evaluating a patient for tinnitus when they claim that their visit left them with even greater problems and demand you pay for all of the additional treatment they needed as a result. Going on, product liability claims could be as simple as a patient having a bad reaction to the cleaner you used in the exam room before their visit and they require medical care which they say you are responsible for paying the costs of.

Risks come in many different forms, which is why our plans provide stout protection within the “big 3” liabilities of general, professional, and product and then go even further with a whole suite of additional protections like rental damage protection and license protection coverage. .

Can You Add Additional Businesses to Your Audiologist Insurance Policy?

Easily! When you are signing up to get audiologist insurance, you’ll have the option to add additional businesses to your policy. Often, clinics or offices will require this for audiologists traveling to their practice. For the convenience of our policyholders, we offer a package that allows you to add unlimited additional businesses throughout the span of your policy for one, low rate. 

How Long Does it Take to Get Insurance?

We thought long and complicated insurance applications weren’t very cool so streamlined the entire process to make it seamless to get audiologist insurance online. Depending on how fast you can click through a quick online application and check out process, you can generally have millions of dollars in insurance coverage in just a few minutes’ time.

What’s the Best Insurance for Audiologists?

The best insurance for audiologists is one that provides excellent coverage, great benefits, and an awesome value all in one. Our plan for today’s audiologists provides a full suite of insurance coverage options, along with additional safeguards for maximum protection. From there, members enjoy an incredible array of benefits all for one, low annual rate.

If I Work for an Audiologist Practice, Do I Need My Own Audiologist Insurance Policy?

Yes, for the best protection possible, individual audiologist insurance is crucial. At just $143 per year, you can have absolute peace of mind knowing you’re protected. True, your employer may have insurance that covers audiologists in the practice but with any group plan, you have no control over the policy. The coverage limits may be the bare minimum and shared limits can mean that coverage is used up by others before your claim was filed. Either case would leave you having to cover any shortfalls yourself which is why having an individual plan provides the best all-around coverage available.

When Should I Buy Insurance for My Audiology Career?

Our advice? ASAP. It’s crucial to ensure that you’re covered at all times. Whether you’re a young buck just starting out in your audiology career or you’re a seasoned veteran, you still need insurance—and we recommend getting it right now!

Is Audiologist Insurance Flexible and Portable?

When it comes to Career Shield Insurance, that answer is a resounding yes. We offer policies that move with you. In other words, if you move somewhere, join a different practice, or even start your own, you won’t have to change your policy with us—it’ll follow you loyally!

What’s the Difference Between Occurrence Form and Claims-Made Insurance Policies?

This is a great question because not all policies are created equally. An occurrence form policy (which is what Career Shield Insurance offers) ensures that you have coverage for any claim made during the time you had an active policy—even after your policy expires. That means that if a claim arises later (after your policy with us has expired) for the time period when you were covered by us, we’ll still take care of your claim. Claims-made policies, on the other hand, only cover you for the time your claim was active. That means if someone raises a claim against you after your policy expires, but the claim was for an event that happened during your coverage, this type of policy will not protect you.

How Much DoesAudiologistLiability Insurance Cost?

Audiologist insurance from Career Shield is made to be as simple and straightforward as possible so that our members can get in, get insurance, and get back to helping the patients under their care. That’s why we offer a single, upfront price for our comprehensive audiologist insurance policy. For just $143 per year, you can have complete peace of mind knowing Career Shield has your back. We also offer the ability to finance your plan, with rates as low as $13.11 per month depending on your credit.ings.

When Does Damage to Rental Premises Coverage Apply?

For many audiologists in private practice, renting space is a must. When damages occur within a space you are renting, your landlord may require you to pay for the cost of repairs. With Career Shield, audiologists enjoy a full $100,000 worth of rental damage coverage to help cover the cost of any needed repairs. s.

Why Include License Protection Coverage with Audiologist Liability Insurance?

Audiologists are licensed through their state board in order to provide this service to the general public. With all that goes into achieving an audiologist license, protection is absolutely critical for long-term success. License protection covers the costs incurred when defending your license from a complaint against you is made to the state board. With legal defense fees and other associated costs easily running into the thousands, not having this important coverage could mean you paying a large sum out of pocket. That’s why Career Shield includes all the way up to $25,000 in license protection coverage with our audiologist insurance plan.

Does Audiologist Insurance Provide any Member Benefits?

Absolutely! Career Shield audiologist insurance represents a great value both for the amount of coverage included under our low annual rate, but also for the incredible diversity of benefits automatically included under the policy. Members will enjoy an array of perks including savings on different health-related services like Telehealth, MetLife, and VSP, as well as early-access deals and members-only exclusives from top business service providers.

What Does A-rated Audiologist Insurance Mean?

We are super proud to be underwritten by Arch Speciality Insurance Group which has an A+ rating from AM Best. But what does that mean? AM Best is an established and well-respected insurance rating company that grades how likely it is for the insurance company to be able to pay for the claims their policyholders may face. With an “A+” rating, AM Best is saying that the company is very stable financially and should have no issues whatsoever covering the full extent of any claims their policyholders have.

Do Audiologist Aides and Assistants Qualify for Audiologist Insurance Plans?

Definitely! Our plans were designed to protect audiologist professionals including audiologists, audiologist aides, and audiologist assistants. With a comprehensive suite of protection, no matter where you are in your career in audiology, you can count on Career Shield to protect you every step of the way.

If You Only Work Part-time, Can You Get Audiologist Insurance?

Absolutely! Part-time, full-time, with Career Shield everyone has access to the same great coverage for one, low annual price. A cool aspect of Career Shield’s audiologist insurance plans is that they contain a provision known as portability. This means that you can go from full-time to part-time, self-employed, to working for a busy practice and your coverage follows you. You can even move across the country and all you’ll need to do with Career Shield is update your mailing address. We design our plans like this because we know everyone’s situation is fluid and can change in a heartbeat (that’s kind of what insurance is all about!).

 

What Does Loss of Earnings Coverage Have to do with Audiologist Insurance?

Adding stability to your career in audiology is something Career Shield does best. Loss of earnings coverage helps to provide replacement of earnings and concessions for other expenses when you experience a covered loss. This important coverage is a way to help ensure that your ability to earn a paycheck isn’t impeded when you aren’t able to provide services as an audiologist.

What is First Aid Coverage and Good Samaritan Coverage in Audiologist Insurance?

For professionals in health and wellness, individuals coming to you usually have a medical need or condition that has necessitated their visit. When an event happens that requires first aid, you may jump into action and use whatever training and tools you have at your disposal to help. Unfortunately, without coverage, the expense of having to pay for any of the supplies you used would come out-of-pocket. That’s why Career Shield includes all the way up to $10,000 in coverage to help you pay for the costs of rendering aid to someone in need. 

Conversely, Good Samaritan coverage applies when you help someone else in an emergency and they or their family demand compensation because they were injured or died as a result. Good Samaritan coverage helps cover the costs of a claim, as well as any legal defense fees when necessary.

Is Deposition Expense Coverage Necessary for Audiologists?

In short, most definitely. Working in the field of audiology is very rewarding but also carries a lot of risks. Audiologists are working around incredibly sensitive areas and even the slightest misstep can result in an injury. Often, accidents are completely unforeseeable. When a lawsuit is brought, attorneys use depositions to take sworn testimony from different parties associated with the incident. Deposition expense coverage helps pay for any attorneys fees or other costs associated with the need for you to attend a deposition.

Why is Assault-On-You Coverage Included?

Sadly, these days violence in the workplace is becoming more and more commonplace. If you are assaulted in the course of performing your work duties, assault on your coverage kicks in to help pay for medical expenses and/or damages to your property that resulted from the incident. Protecting our members through such tragedy, Career Shield provides all the way up to $25,000 to cover the costs of the claim.  

Every Insurance Policy Sold = 1 Tree Planted

“The best time to plant a tree is 20 years ago. The second best time is now.” —Chinese Proverb

Every time someone joins beYogi Insurance Plus, we plant a tree in their honor. Thanks to our yoga community and our friends at Trees for the Future, thousands of trees have been planted so far.

Help us grow a future for our planet by referring your friends to our program today.