A-Rated Insurance Designed For Allied Health Professionals

We Make Liability Insurance Simple

Welcome to Career Shield Insurance, your go-to for comprehensive professional liability coverage made for a wide array of health and wellness professionals like speech-language pathologists, health coaches, dietitians, and more.

Our commitment to you is to help make the insurance process as simple and transparent as possible and we do this with our upfront pricing model, three-step checkout process, and our continued effort to quality customer service. Career Shield Insurance is backed by leading companies in the industry allowing you to focus on your career knowing you are fully covered.

What Does A Career Shield Insurance Policy Include?

We serve over 500 Allied Health and Health & Wellness careers in all 50 states. It’s our mission to protect, safeguard, and cover your career, your finances, and your future with the best general and professional liability insurance at the best price.

Professional Liability Insurance

Protect your career against lawsuits (even if unfounded) claiming negligence, misconduct or incompetence. Also called “malpractice” or “errors and omissions” insurance.

Member Benefits

Your coverage also includes a suite of members’-only benefits such as access to affordable telehealth, affordable group rates for dental and vision plans, and great savings such as 30% Lenovo and UPS.

Over 500+ Modalities Covered

For one price, you’re covered with professional liability coverage made for a wide array of health and wellness professionals like speech-language pathologists, health coaches, dietitians, and more.

General Liability Insurance

Know you’re always covered—even when it comes to factors out of your control such as a patient or client “trips and falls.” This is included at no extra cost for most policies.

Identity Theft Protection

We include a $25,000 identity theft coverage with every policy that covers costs incurred by you in case you become a victim of fraud such as lost wages, and legal defense fees.

Occurrence Form Coverage

The industry preferred type of liability insurance that covers you even after your policy has expired.

Insure Your Allied Health & Wellness Career In Minutes

If you’ve been searching for professional liability insurance, aka malpractice insurance, you may have come across frustratingly lengthy quote processes or murky coverage details. Our expedited and simple process helps us in offering you some of the most affordable policies on the market that are tailored to meet your varied needs. No more wasted time filling out paperwork or quotes—just instant coverage.

Get the comprehensive protection your career needs without the extra hassle, all in just three steps.

Find Your Profession Up-Front

Review Your Coverage & Price

Pay & Download Your E-Certificate Instantly

Trusted By Industry Giants & Thousands Of Professionals

The easiest insurance purchase I’ve ever made! As a self-employed art therapist, I need to be able to work in multiple locations and most policies I compared don’t allow me to do that easily. Career Shield gave me the best coverage at the best price!

Maya

Art Therapist

THANK YOU!! I just recently became licensed, so getting really great protection that wasn’t absurdly overpriced was super important to me at this point in my (hopefully long) career. This policy hit all the marks for me!  

Adian

Speech Language Pathologist

Didn’t know advertising coverage was even a thing until a colleague was sued because a client didn’t get into the best shape of his life after only a few months. After seeing that legal horror story unfold, I would NEVER work as a Dietician without this coverage

Deborah-Ann

Dietician

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Career Shield Insurance FAQs

What is malpractice insurance?

Malpractice insurance is another name for professional liability insurance. You’ll also sometimes hear this called “errors and omissions insurance”. All of these names point to the same type of coverage for health and wellness professionals. As you perform your given service to clients, you’re unfortunately open to liability should an accident cause an injury or damage to your reputation. Even if they are unfounded, claims for negligence, misconduct, or incompetence require coverage.

Professional liability insurance covers events specifically related to the services you provide. With a fitness trainer, this could be a client claiming they weren’t spotted correctly and were injured as a result. For a dietician, this may be a client claiming they were not losing weight quickly enough and now are seeking to recoup the cost of their appointments.

Who is Career Shield Insurance?

As an online provider of general and professional liability insurance just for allied health and wellness professionals, Career Shield Insurance is able to provide excellent rated coverage and great rates in one easily accessible package.

As a subsidiary of the well-respected Arthur J. Gallagher, the third largest global insurance brokerage, our team is backed by one of the very best companies in the business. Arthur J. Gallager was founded all the way back in 1927 and is rated A+ for its longevity and financial strength. With the strength of this company behind us, our online insurance for allied health and wellness professionals stands as a 100% secure and reliable insurance policy.

Why should I buy a liability insurance policy created for my profession versus choosing a more general policy and company?

Allied health and wellness professionals know that their work requires a lot of one-on-one attention with their clients. Leading, guiding, and helping develop clients towards a better well-being within whatever discipline you’re focused on requires trust and devotion.

Career Shield Insurance understands this and tailored our program specifically for the types of risks that our members face every day. Other broad insurance programs may not have the right kinds of coverage when it matters, which could leave you having to pay out of pocket for something that wasn’t covered.

How much does a professional and general liability insurance policy cost?

Career Shield Insurance is all about the most accessible and upfront insurance policy possible for allied health and wellness professionals.

Our all-encompassing policies are available for literally hundreds of different professionals with annual and reduced bi-annual pricing specific to each profession.

You can also choose our convenient financing plan option which provides low monthly payments.

What is malpractice insurance used for?

Malpractice insurance is another name for professional liability insurance. You’ll also sometimes hear this called “errors and omissions insurance”. All of these names point to the same type of coverage for health and wellness professionals. As you perform your given service to clients, you’re unfortunately open to liability should an accident cause an injury or damage to your reputation. Even if they are unfounded, claims for negligence, misconduct, or incompetence require coverage. Professional liability insurance covers events specifically related to the services you provide. With a fitness trainer, this could be a client claiming they weren’t spotted correctly and were injured as a result. For a dietician, this may be a client claiming they were not losing weight quickly enough and now are seeking to recoup the cost of their appointments.

Who is Career Shield Insurance?

As an online provider of general and professional liability insurance just for health and wellness professionals, Career Shield Insurance is able to provide excellent coverage and great rates in one easily accessible package. As a subsidiary of the well-respected Arthur J. Gallagher insurance brokerage, our team is backed by one of the very best companies in the business. Arthur J. Gallager was founded all the way back in 1927 and is rated A+ for its longevity and financial strength. With the strength of this company behind us, our online insurance for health and wellness professionals stands as a 100% secure and reliable insurance policy.

Why do you need liability insurance specific to a health or wellness career?

Health and wellness professionals know that their work requires a lot of one-on-one attention with their clients. Leading, guiding, and helping develop clients towards a better well-being within whatever discipline you’re focused on requires trust and devotion. Career Shield understands this and so tailored our program specifically for the types of risks our members face every day. Other broad insurance programs may not have the right kinds of coverage when it matters, which could leave you having to pay out of pocket for something that wasn’t covered.

How much does a professional and general liability insurance policy cost?

Career Shield is all about the most accessible and upfront insurance policy possible for health and wellness professionals. Our all-encompassing policies are available for literally hundreds of different professionals with annual and reduced bi-annual pricing specific to each profession. You can also choose our convenient financing plan option which provides low monthly payments.

What is an allied health professional?

An allied health professional is a trained healthcare provider who specializes in particular services outside of standardized medicine or nursing.

Professionals in the allied health field are more focused on prevention, diagnosis, and treatment of various conditions that aid to improve general health, well-being, and quality of life for those under their care.

The term ‘allied health‘ can speak to a wide array of fields that include (but are not limited to):

  • Massage Therapy
  • Nutrition
  • Esthetics
  • Physical Therapy
  • Audiology
  • Counseling
  • Speech Language Pathology
  • Art Therapy, and more.

Allied health professionals play a critical part in the healthcare and wellness industries through their work and support in specialized treatments and therapies.

Where and how can I download my COI (certificate of insurance)?

Accessing and downloading your COI (certificate of insurance) is fast and simple. All you have to do is:

  • Log-in to our member portal
  • Find the menu on the lefthand side
  • Click/Tap “Certificate of Insurance”

Alternatively, you can call or email us and one of our licensed representatives will email you a copy directly. 

How quickly does Career Shield Insurance's policy take effect?

One of the best parts of Career Shield Insurance’s easy online insurance program for allied health and wellness professionals is the ability to gain complete coverage in just a few minutes.

Simply:

  • Find your profession among our many different coverage options
  • See the price and coverage available
  • Fill out a quick application
  • Check out

As soon as you’re done, you’ll enjoy instant full coverage with access to all your important documentation, such as your certificate of insurance (COI).

Upon completion of the application, your coverage will begin instantly. You can also choose to begin your coverage up to 90 days in advanced at checkout.

What makes your liability insurance program A+ rated?

A+ ratings are provided by ratings firms like AM Best to convey the financial strength of the insurance company to be able to cover the costs of the claim.

AM Best is one of the oldest and most-respected ratings services, and provides an analysis of how financially solid the insurance company is. We’re so proud to have the backing of A+ rated Arthur J. Gallagher, the third largest global brokerage.

Why does Career Shield include Identity Theft Protection?

We live in a very online-focused world where everything from social media posts to banking to scheduling appointments is completed on a screen.

Recognizing the increasing risk, we include up to $25,000 in identity theft coverage with our policies in case our members become a victim of fraud. This is just one way we produce an all-encompassing policy for today’s allied health and wellness professionals.

How do I choose the best liability insurance for my profession?

The best liability insurance is one that provides an all-encompassing plan, specifically for professionals in this field.

Providing accessible coverage that’s easy to attain, and for a great rate, are all marks of a solid liability insurance plan.

You should also look at the ratings behind the company. Career Shield Insurance is proud to have the backing of A+ rated insurance brokerage Arthur J. Gallagher, the third largest global brokerage

What is the process for filing a claim?

The process for filing a claim can feel intimidating, which is why we have tried to make it as easy for professionals like you as possible.

To file a claim, simply contact a member of our Operations Team. From here, a trained member of our team will verify your coverage, request you complete our Claim Summary Form, and may require pieces of additional documentation (this can vary from claim to claim).

At this point, our team wil take care of the rest and expertly guide you through any additional steps, if needed.

Who does Career Shield Insurance cover?

Career Shield Insurance is proud to cover such a wide range of allied health and wellness services by providing audiologist insurance, cosmetology insurance, dietician insurance, estheticians insurance, fitness insurance, massage insurance, pilates insurance, speech language pathologists insurance, and yoga insurance.

Within each of these insurance coverage programs, members will enjoy protection for many different types of services specific to their discipline. We do this because we know professionals like you often need to provide multiple services, even within the same session, to get the best results for your clients. 

What are the policy limits, and can they be adjusted?

Career Shield Insurance protects a broad array of allied health and wellnes professional careers, meaning that some areas of coverge can vary depending on the specific modality, or modalities, that you practice. However, our baseline coverages that are included in all policies are as follows:

  • Professional/General Liability: $1 Million per occurrence / $3 Million annual aggregate
  • First aid coverage: Up to $10,000
  • Good Samaritan Coverage: Up to $25,000
  • Loss of Earnings Coverage: Up to $10,000
  • Assault on You Coverage: Up to $25,000
  • Deposition Expense Coverage: Up to 10,000
  • License Protection: Up to $25,000

 

What does an occurrence form policy mean?

Occurrence form coverage is a provision you won’t find in every insurance policy but it can literally mean the difference between full coverage and none at all on the exact same claim.

Unlike claims-made coverage, occurrence form looks at when the actual event occurred not when you file a claim. This makes a big difference as you near your policy expiration.

With claims made, after your policy expires, there’s no going back and filing a new claim. Occurrence form says if an event happens during your policy term, even if it’s now expired, you can still go back and file a claim for that event.

We only use occurrence form coverage in our policies because we know the real world rarely acts like we expect it to.

Do you get member benefits with Career Shield Insurance?

Yes, and yes. We provide a full suite of exclusive member benefits so that our policyholders get the maximum value for choosing to partner with us for their insurance needs.

You’ll get awesome discounts on business-related services and products at places like Lenovo, UPS, and Office Depot, access to Telehealth physicians, exclusive Metlife discounted rates for dental and add-on vision plans, and VSP vision savings.

Contact Us

Are you ready to safeguard your career, protect your professional reputation, and discover the peace of mind you deserve? Reach out to our representatives today to receive comprehensive coverage, have your questions answered, and learn how we can help you grow your career confidently.