Do I Need Social Worker Errors and Omissions Insurance?

The short answer to this question is a simple “yes.” The longer answer is “yes, but here’s why.” No matter how skilled you are at being a social worker, the inherent risk you face every single day never truly goes away. If something was to happen–accidentally or allegedly–that liability and everything that comes with it falls squarely on your shoulders. Acknowledging the inherent risk that comes with your career is a good thing. But choosing to protect yourself, your career, and your future against it is the best investment you can make. Thankfully, premium coverage from a reliable provider can change the risk associated with your job. Does that risk disappear with liability insurance? No, it doesn’t. But the repercussions of that risk are mitigated, and you’re protected from what might happen.