Unmatched & All-Inclusive Liability Insurance for Pilates Instructors 

Comprehensive Liability Insurance For Pilates Teachers & Instructors—Starting at $17.32 per Month

It’s your job to provide your students with a gentle—but effective—way to enhance their flexibility and strength. It’s our job to ensure you’re covered when it comes to the liability associated with that. No matter how professional, conscientious, or skilled you are, accidents do happen in your line of work. With thousands of Pilates-related injuries occurring each year, it’s crucial to take the proper precautions and invest in the right protection.

Professional 1YR Special Offer

$189 / ANNUALLY

Trusted In Your Industry & Beyond

We’re thrilled to welcome you to our team! Join over 300,000 professionals who are experiencing peace of mind, comprehensive protection, and business-building coverage with our best-in-class malpractice insurance and exclusive member benefits. The best part? We’re backed By Arthur J. Gallagher—Fortune 500 global insurance brokerage—and underwritten by Arch Specialty Insurance Group—with an  A+ Rating by AM Best. 

We Provide What Other Partners Won’t—Protective Policies at a Peace of Mind Price

COVERAGE TYPE

Professional & General Liability 

Product Coverage

Damage to Rental Premises

Stolen Equipment Coverage 

Identity Protection Plan

LIMIT 

$1 million per occurrence/ $3 million annual aggregate

$1 million annual aggregate

$100,000

$1,000 with a $250 deductible

$25,000

Enjoy Flexible Coverage That Follows You Wherever You Teach

Career Shield Insurance is here to protect you and your career—that means our occurrence form coverage is portable, flexible, and always reliable. Our affordable coverage will always have your back—even after your policy expires!

Insurance Policy Highlights

350+ MODALITIES COVERED. NO EXTRA COST.

Our Pilates instructor insurance program covers a large variety of exercise programs, workout routines, and hundreds of other healing practices. 

No Added Fees—Looking to expand your services to other areas of fitness? Go for it! Add on coverage for your other offerings and we’ll have your back—at no extra cost! 

Coverage That Follows You—In a gym, in your home studio, virtual classes—no matter where you teach or how you teach, our coverage moves with you.    

Instant Coverage—You’re on our team the moment you check-out! As soon as your internet can process the sale, you’ll receive an email confirmation, proof of coverage, and immediate protection.     

EXCLUSIVE MEMBER BENEFITS

Sure, our coverage is excellent, our prices are top-notch, and our customer service is reliable—but we think you’ll love our members-only benefits most of all. 

Additional Protection—We’re proud to offer our members identity protection, $1,000 of stolen equipment coverage, Pilates-related product discounts, and access to vision and dental coverage (it’s all included!)  

Weekly Newsletters—Regular newsletters filled with much-needed information, industry trends, and announcements will make their way to you every week.   

Business Building Resources—We’re proud to grant you access to our Pilates business resource center—a space designed to help you effortlessly grow your Pilates instructor career. Receive access to eBooks, discounts, guides, continued education, and more! 

Next-Level Support—With Career Shield Insurance, you get so much more than just coverage—you get community, too! We’re here to offer support—from our expertly curated content to our #MotivationMonday posts that you can share with your clients!

Do I Need Pilates Insurance?

Without a doubt! Whether you’re an instructor in training, a seasoned pro, or somewhere in between, Pilates liability insurance is a must. Though you’re cautious, professional, and skilled, accidents and incidents (not to mention allegations of both) do happen! It’s crucial to ensure that as a Pilate instructor, you’re carrying the right type of liability insurance to protect yourself against a lawsuit, financial strain, and damage to your reputation. Career Shield Insurance is proud to offer comprehensive coverage that’s created specifically for your industry. We’re here to help you safeguard your future, protect your career, and ensure that you can offer your services in a safe, effective way!

Protect Your Pilates Instructor Career Today 

Or call (866) 945-1699 to speak to a live insurance representative.

Need to Weigh Your Insurance Options?

Compare our comprehensive Pilates liability insurance coverage with our competitors in the grid below.

Pilates Styles Covered by Career Shield Insurance

Abhynanga
Active Isolated Stretching
Acu-Kinesiology
Acupressure
Acutonics
Ai Chi
Alexander Technique
Amma Therapy
Animal Acupressure
Animal Massage
Anma Therapy
Applied Kinesiology
Aqua Massage
ARC Technique
Aroma-Reflex Therapy
Aromatherapy
Arvigo Techniques of Maya Abdominal Therapy
Ashiatsu Barefoot Massage
Ashiatsu Oriental Bar Therapy
Ashi-Thai
Asian Bodywork Therapy
Aston Patterning
Asymmetric Body Balancing
Attunement
Ayurvedic Massage
Bach Flower Remedies – Topicals
Balinese Massage
Balneotherapy
Bamboo Fusion
Bamboossage
Barbara Brennan Technique
Barefoot Shiatsu
BART
Belavia Facelift Massage
Benjamin System of Muscular Therapy
Berry Method
B.E.S.T.
Bindegewebs Massage
Bindi
Biodynamic Craniosacral Therapy
Bioenergetics
Bioenergy Massage
Biomagnetic Touch Healing
Biosonic Repatterning
Biosync
Bio Touch Healing
Body Image Enrichment
Body Logic
Body Wraps
Body-Mind Centering
BodyTalk
Bodywork for the Childbearing Year
Bonnie Bainbridge Cohen System
Bowen Technique
Breast Massage
Breathing Techniques
Breema Breathwork
Bridgewebs Massage
Canadian Deep Muscle Massage
Cayce/Reilly Massage
Chair Massage
Champissage
Chi Gong
Chi Nei Tsang
Chikly Brain Curriculum
Chinese Massage
Chubinsky Method
Classical Massage
Color Light Therapy (no lasers)
Complete Decongestive Therapy
Connective Tissue Massage
CORE Bodywork
Core Energetics
Cranial Release Technique
Cranial Soft Tissue Release
Craniosacral Therapy
Critz Technique
Cross Fiber Massage
Crystal Therapy
Cupping
Cyriax Massage
Deep Muscle Massage
Deep Tissue Massage
Dr. Vodder’s Manual Lymph Drainage
Ear Candling
Eden Energy Medicine
Egoscue Method
Emotion Code
Emotional Freedom Technique
Energetic Transformation
Energy Balancing
Energy Healing Techniques
Energy Kinesiology
Equine Massage
Equine Reiki
Equirub
Equissage

Esalen Massage
Essential Oils Massage
Facial Massage
Fascial and Membrane Technique
Feldenkrais Method
Feng Shui
Fertility Massage
Fijian Massage
Five Element Shiatsu
Forearm Dance Technique
Four-Hand Massage
Full Spectrum Energy Medicine
Functional Range Release
Geriatric Massage
G-Jo Acupressure
Gua Sha
H.E.A.R.T.
Hakomi
Hama Massage
Hand Reflexology
Hannah Somatic Education
Hawaiian Bodywork
Healing Touch
Hellerwork
Hemme Approach
Hoffa Massage Technique
Holistic Massage
Holotropic Breathwork
Hoshino Therapy
Hot Stone Massage
Hot Towels
Hydrocollator Hotpacs
Hydrotherapy
IGM Method
Indian Head Massage
Infant Massage
Injury Massage
Innovative Pet Therapy
Insight Bodywork
Instruction
Integrated Awareness
Integrative Acupressure
Integrative Eclectic Shiatsu
Internal Organ Massage
Intra-Oral Massage
Ionic Footbath
IP Touch
Jamu Massage
Japanese Shiatsu
Jin Shin Jyutsu
Kiatsu
Kinesiology
Kinesiology Taping
Kinessage
Kripalu Bodywork
Kriya Massage
Kurashova Massage
LaStone Therapy
Lava Shell Technique
LED Lights
LHE Phototherapy (no lasers)
Light of Life Energy
Lomilomi
Longevity Energetics
Looyen Work
Lymphatic Drainage Massage
Lymphatic Drainage Therapy
Lymphedma Therapy
Lypossage
Macrobiotic Shiatsu
Magnet Therapy
Manual Massage Therapy
Massage Therapy Instruction
Maya Abdominal Massage
McMillan Massage Technique
Mechanical Link
Medical Massage
Medical Qigong Therapy
MELT Method
Mennell Massage Technique
Mentastics
Merciér Therapy
Mother Massage
Moxibustion
Muscle Activation Technique
Muscle Energy Technique
Myofascial Release
Myomassology
Myopractics
Myoskeletal Alignment Technique
Myotherapy
Naprapathy
Nepali Massage
Neural Manipulation
Neuromuscular Reprogramming
Neuromuscular Therapy
New Manual Articular Approach
Niel-Asher Technique

Nuad Bo’ Rarn
Nurse Massage
Ohashiatsu
Okazaki Restorative Massage
Oncology Massage
On-Site Massage
Ortho-Bionomy
Orthopedic Massage
Pediatric Massage
Pet Massage
Pfrimmer Deep Muscle Therapy
PNF Stretches
Polarity Therapy
Positional Release
Postural Integration
Practical Movement
Pranic Healing
Pregnancy Massage
Prenatal Massage
Process Acupressure
Push Therapy
Qigong
Quantum-Touch
Raindrop Therapy
Range of Motion
Raynor Massage Therapy
Reconnective Healing
Reflexology
Reflexology Instruction
Reiki
Remedial Massage
Rolfing Structural Integration
Rosen Method
Rossiter System
Rubenfeld Synergy Method
Russian Massage
Rys Thomas Energy Medicine
Sabai of Sa-wan Therapy
SacroOccipital Technique
Safe Touch Massage
Schulman Therapy
Seated Massage
Sensory Repatterning
Shen Jing Acupressure
Shiatsu
Shiatsu Amma Therapy
Soma Neuromuscular Integration
Somatic Therapy
SomatoEmotional Release
SourcePoint Therapy
Sound Healing
Sound Therapy
Sports Massage
St. John Neuromuscular Therapy
Steamy Wonder System
Stone Therapy
Strain-Counterstrain
Stretching Techniques
Structural Energetic Therapy
Structural Integration
Sugar Scrub
Swedish Massage
Swe-Thai Massage
Tai Chi
Tapping Techniques
Tellington Touch
Temporomandibular Therapy
Thai Herbal Compress Technique
Thai Massage
Thai Yoga Massage
The Healing Code
Therapeutic Touch
Theresa Primmer Method of Deep
Thumper Massage
Tian Di Bamboo Massage
Tibetan Massage
Total Body Balancing
Touch For Health
Touch Therapy Instructors
Touch to T.E.A.C.H.
Trager Work
Trauma Erase
Trauma Touch Therapy
Trigger Point Therapy
Tsubo Point Therapy
Tuina
Tuning Forks
Vedic Massage
Venus freeze
Vibrational Healing Massage Therapy
Visceral Manipulation
Warm Bamboo Massage
Watsu
Wurn Technique
Yamuna Body Rolling
Yuen Method
Zen Shiatsu
Zero Balancing
Zone Therapy

Acro Yoga
Acu-Yoga
Amrit
Ananda
Anusara
Ashtanga
Baptiste
Bhakti
Bikram
Chi Kung
Hatha
Instruction
Integral

Integrative
ISHTA
Iyengar
Japa
Jivamukti
Jnana
Kali Ray TriYoga
Kharma
Kripalu
Kundalini
Laughing
Naam Yoga Therapy
Phoenix Rising Power

Power
Prenatal
Raja
Restorative
Sivananda
Stand Up Paddleboard (SUP) Yoga
Svaroopa®
Viniyoga
Vinyasa
White Lotus
Yin
YogaFit® Personal Training
Yoga Therapy*

 

Mat
Apparatus
Instruction

Chemical wave
Children
Custom wrap
Design, cut and style
Flash or balyage highlights
Hair bleaching

Hair coloring
Hair treatments
Hairshaping
Instruction
Permanent wave
Shampooing

Straightening
Thermal styling
Waves
Weave
Wet styling
Wig stylist

Acne treatments
Body scrub
Chemical peel (no lasers)
Cold Light Series 6 Facials
Color consultations
Cosmetic massage
Dermaplanning
Eyebrow shaping
Eyebrow tinting

Eyelash Extensions
Facials
Hair removal (no lasers)
Herbal wraps
Instruction
Make-up (not permanent)
Manicures
Micro-current Toning
Micro needling

Microdermabrasion
Pedicures
Salt scrubs
Skin peels
Ultra sonic facial
Ultra sound facials
Vitamin C peels
Waxing

Acrylic
Airbrush designs
Charms
False nails
Foot scrubs
Gel
Gems

Glitter
Instruction
Manicures
Nail art
Nail extensions
Nail repair
Painting

Paraffin pedicures
Pedicures
Polish
Stencil designs
Varnish
Youth

Barre
Biodanza
Dance Instruction

Pilates Insurance Frequently Asked Questions

Does insurance freak you out or confuse you? Are you puzzled about the type of policy you should be looking for to best protect your Pilates instructor career? Don’t sweat it—we’re here to help. We’ve laid out some of the most commonly asked questions when it comes to insurance. We’re breaking down details about policies, coverage, your needs as an instructor, and beyond!

DO I NEED PILATES INSURANCE IF I TEACH IN A GYM THAT HAS THEIR OWN INSURANCE?

In our opinion? Absolutely. Even though the gym you work for might have their own insurance, it’s highly unlikely that they’ll be able to cover you completely should something happen. Think about it. Your gym’s insurance is designed to do one thing—protect the gym at all costs. And it should—that’s what it’s for. But that means, when the going gets rough, it’s less likely that the insurance will cover you. That might mean you’re stuck paying for any shortfalls and dealing with fallout on your own. It’s absolutely vital for you to have your own protection—that way, should anything happen, you’ve got a policy that’s dedicated to you (and you alone!).

CAN YOU PAY A MONTHLY RATE FOR PILATES INSURANCE?

Absolutely! We know as an instructor that being able to prioritize payments each month can make all the difference to your bottom line so offer the convenience of flexible payments. Through PayPal credit, members can pay monthly premium amounts instead of having to provide the full balance each term.

HOW MUCH DOES PILATES INSURANCE COST?

Purchasing a one-year Pilates liability insurance policy today and paying the full balance is $189. To opt for a monthly premium, we’ve partnered with PayPal credit where members can pay as low as $17.32 for our Pilates insurance program with twelve months of coverage. We also have a student rate of $25 for a year for students in Pilates instruction. Call now to start the process of applying to participate in our PayPal credit program.

WHAT ARE SOME EXAMPLES OF CLAIMS FILED AGAINST PILATES INSTRUCTORS?

How much time do you have? Honestly, we’ve seen so many different types of claims filed in this industry—hardly anything seems new anymore. But even so, we do see new claims all the time. Here’s the bulk of what we protect. 

  • General liability: a client slips on the welcome mat and shatters their hip on the hard concrete beneath. They are suing for their injuries, doctor bills, time spent out of work, and emotional distress. 
  • Professional liability: a client strains a muscle while trying to concentrate on their balance and core strength in a physically-demanding Pilates position. Since you were providing instruction, they assert you are liable for their injury and should pay for their doctor visits and physical therapy bills. 
  • Product liability: a client breaks out with an allergic reaction from being on the Reformer you had them using during their session. They file a claim alleging the cleaner you use is what caused their reaction and they demand you pay for their medical treatment.
    CAN YOU TEACH PILATES TO A GROUP AND STILL GET PILATES INSTRUCTOR INSURANCE?

    Of course. Our Pilates instructor insurance is good no matter how you wish to provide your instruction to clients. Whether that’s with a large group at a park or in a one-on-one at the gym, our members enjoy the benefit of full insurance coverage through our Pilates instructor insurance program.

    WHAT IS PILATES INSURANCE USED FOR?

    This type of insurance is used as a contract between an insurer (that’s us) and a policyholder (that’s you!) to ensure that in the event something happens that falls under the provisions of the policy, we’ll cover the financial resources to help cover the cost of the claim (up to whatever the policy limits are). 

    WHAT IS PILATES INSURANCE USED FOR?

    Pilates insurance, like any insurance policy, is a contract between the insurer and the policyholder that, if an event occurs that falls under the provisions of the policy, the insurer will provide the financial resources to cover the costs of the claim, up to whatever the policy’s limits are. Pilates insurance is used to cover the liabilities that are inherent in the industry of providing Pilates instruction. Putting clients through physically-challenging sessions, unfortunately, presents many opportunities for liabilities to occur. Not fully knowing where clients are coming from with physical ability, existing health conditions that can be exacerbated by exercise, and even completely random events which are hard to ever plan for all present opportunities for a liability claim to be filed against a professional. Career Shield’s professional liability insurance provides security from these liabilities.

    WHAT TYPE OF COVERAGE DOES PILATES INSURANCE GIVE YOU?

    Most claims that befall a Pilates instructor fall within three areas of liability – general, professional, and product. Pilates insurance provides ample coverage for these three anchors, in addition to providing other protections for other events that can arise in the course of providing Pilates instruction. 

    • General liability is what’s known as “slip and fall” insurance because it provides coverage for injuries or damages that occur simply from being open for business. 
    • Professional liability gets a little more specific as it applies to the actual services you provide. Routinely called “malpractice” insurance, this important coverage provides Pilates instructors with assurance that alleged incidents of malpractice will be provided for, up to the policy limit.
    • Product liability provides a good amount of coverage for any claims that result from when a client has a detrimental reaction to a product that was used during the Pilates session.

    Kicking it up a notch, our insurance program also provides coverage for many other types of loss events like stolen equipment or damage to a rented space – all so our members have multiple layers of protection from the what-ifs surrounding a future claim.

    WHAT KIND OF CLAIMS DOES PILATES INSURANCE COVER?

    We’re so glad you asked. Pilates insurance covers a wide range of claims for today’s Pilates instructors kicking butt in the field. General and professional liability claims are some of the most common types of issues that a Pilates instructor might face during their career. Claims related to these provisions will be taken care of up to $1 million for each claim and $3 million in total for all claims in a year for each individual (referred to as an individual annual aggregate). Our Pilates instructor insurance also comes complete with product liability coverage, stolen equipment coverage, rental damage coverage, and more. 

    ARE BENEFITS INCLUDED WITH PILATES INSURANCE?

    Oh yeah. Whether you call ‘em perks, benefits, or rewards, we’ve definitely got them. We have built relationships with the best names in fitness gear, accessories, service providers, and event builders to bring our members exclusive access to these and other great programs like our professionally-curated member content library.

    IS THERE A STUDENT IN PILATES INSTRUCTION POLICY AVAILABLE?

    At Career Shield Insurance, we offer a student-only policy that offers the full benefits of our year-long policy—but at a fraction of the cost! Our student policy is $25 annually and offers all the same coverage and benefits as our professional policy. You’ll need to enroll in this coverage before you graduate to make the cut-off. As a pro-tip, we highly recommend applying right before you graduate—then you’ll reap the benefits of our professional program in your first year in the industry for a student price. 

    WHY IS IT CALLED PILATES INSTRUCTOR LIABILITY INSURANCE?

    Liability insurance provides a guarantee for the policyholder that a liability claim against them is covered per the provisions of the policy. Liability is simply something you have financial responsibility for. Instructors assume a certain amount of liability when they choose to provide services.

    IF I MOVE STATES, WILL I STILL BE COVERED BY MY PILATES INSURANCE?

    No doubt about it! We proudly offer fully portable coverage through Career Shield Insurance. This means that no matter what happens—whether you switch employers, move states, or strike out on your own as a sole proprietor—we’ve got your back. 

    Every Insurance Policy Sold = 1 Tree Planted

    “The best time to plant a tree is 20 years ago. The second best time is now.”—Chinese Proverb.

    Every time someone joins our team at Career Shield Insurance, we plant a tree in their honor. Thanks to our stellar community of members and our friends at Trees for the Future, thousands of trees have been planted so far. 

    Just as we believe in protecting your career and helping you grow, we believe in protecting our planet and helping it grow, too—help us continue this journey by referring your colleagues and friends to our program today!