Unmatched & All-Inclusive Pilates Instructor Insurance
Comprehensive Liability Insurance For Pilates Teachers & Instructors—Starting at $17.32 per Month
It’s your job to provide your students with a gentle—but effective—way to enhance their flexibility and strength. It’s our job to ensure you’re covered when it comes to the liability associated with that. No matter how professional, conscientious, or skilled you are, accidents do happen in your line of work. With thousands of Pilates-related injuries occurring each year, it’s crucial to take the proper precautions and invest in the right protection.
Professional 1YR Special Offer
$189 / ANNUALLY
Trusted In Your Industry & Beyond
We’re thrilled to welcome you to our team! Join over 300,000 professionals who are experiencing peace of mind, comprehensive protection, and business-building coverage with our best-in-class malpractice insurance and exclusive member benefits. The best part? We’re backed By Arthur J. Gallagher—Fortune 500 global insurance brokerage—and underwritten by Arch Specialty Insurance Group—with an A+ Rating by AM Best.
We Provide What Other Partners Won’t—Protective Policies at a Peace of Mind Price
Professional & General Liability
Damage to Rental Premises
Stolen Equipment Coverage
Identity Protection Plan
$1 million per occurrence/ $3 million annual aggregate
$1 million annual aggregate
$1,000 with a $250 deductible
Enjoy Flexible Coverage That Follows You Wherever You Teach
Career Shield Insurance is here to protect you and your career—that means our occurrence form coverage is portable, flexible, and always reliable. Our affordable coverage will always have your back—even after your policy expires!
Insurance Policy Highlights
350+ MODALITIES COVERED. NO EXTRA COST.
Our Pilates instructor insurance program covers a large variety of exercise programs, workout routines, and hundreds of other healing practices.
No Added Fees—Looking to expand your services to other areas of fitness? Go for it! Add on coverage for your other offerings and we’ll have your back—at no extra cost!
Coverage That Follows You—In a gym, in your home studio, virtual classes—no matter where you teach or how you teach, our coverage moves with you.
Instant Coverage—You’re on our team the moment you check-out! As soon as your internet can process the sale, you’ll receive an email confirmation, proof of coverage, and immediate protection.
EXCLUSIVE MEMBER BENEFITS
Sure, our coverage is excellent, our prices are top-notch, and our customer service is reliable—but we think you’ll love our members-only benefits most of all.
Additional Protection—We’re proud to offer our members identity protection, $1,000 of stolen equipment coverage, Pilates-related product discounts, and access to vision and dental coverage (it’s all included!)
Weekly Newsletters—Regular newsletters filled with much-needed information, industry trends, and announcements will make their way to you every week.
Business Building Resources—We’re proud to grant you access to our Pilates business resource center—a space designed to help you effortlessly grow your Pilates instructor career. Receive access to eBooks, discounts, guides, continued education, and more!
Next-Level Support—With Career Shield Insurance, you get so much more than just coverage—you get community, too! We’re here to offer support—from our expertly curated content to our #MotivationMonday posts that you can share with your clients!
Do I Need Pilates Insurance?
Without a doubt! Whether you’re an instructor in training, a seasoned pro, or somewhere in between, Pilates liability insurance is a must. Though you’re cautious, professional, and skilled, accidents and incidents (not to mention allegations of both) do happen! It’s crucial to ensure that as a Pilate instructor, you’re carrying the right type of liability insurance to protect yourself against a lawsuit, financial strain, and damage to your reputation. Career Shield Insurance is proud to offer comprehensive coverage that’s created specifically for your industry. We’re here to help you safeguard your future, protect your career, and ensure that you can offer your services in a safe, effective way!
Protect Your Pilates Instructor Career Today
Or call (866) 945-1699 to speak to a live insurance representative.
Need to Weigh Your Insurance Options?
Compare our comprehensive Pilates liability insurance coverage with our competitors in the grid below.
- Professional & Genaral Liability Insurance
- Product Liability
- Occourence From Coverage
- Rental Damage Coverage
- Stolen Equipment Coverage
- Identify Protection Plan
- Immediate Coverage
- $1Million/Occurrence $3 Million Aggregate
- $ 1 Million
- $1,000 *250 Deductable
- Get Covered
- $1Million/Occurrence $3 Million Aggregate
- $ 1 Million
- $2Million/Occurrence $5 Million Aggregate
- $ 2 Million
- $1 Million
- Online only
Sports & Fitness
- $1 Million/Occurrence $3 Million Aggregate
- $1 Million/Occurrence $3 Million Aggregate
- 1 Million
Pilates Styles Covered by Career Shield Insurance
Active Isolated Stretching
Arvigo Techniques of Maya Abdominal Therapy
Ashiatsu Barefoot Massage
Ashiatsu Oriental Bar Therapy
Asian Bodywork Therapy
Asymmetric Body Balancing
Bach Flower Remedies – Topicals
Barbara Brennan Technique
Belavia Facelift Massage
Benjamin System of Muscular Therapy
Biodynamic Craniosacral Therapy
Biomagnetic Touch Healing
Bio Touch Healing
Body Image Enrichment
Bodywork for the Childbearing Year
Bonnie Bainbridge Cohen System
Canadian Deep Muscle Massage
Chi Nei Tsang
Chikly Brain Curriculum
Color Light Therapy (no lasers)
Complete Decongestive Therapy
Connective Tissue Massage
Cranial Release Technique
Cranial Soft Tissue Release
Cross Fiber Massage
Deep Muscle Massage
Deep Tissue Massage
Dr. Vodder’s Manual Lymph Drainage
Eden Energy Medicine
Emotional Freedom Technique
Energy Healing Techniques
Essential Oils Massage
Fascial and Membrane Technique
Five Element Shiatsu
Forearm Dance Technique
Full Spectrum Energy Medicine
Functional Range Release
Hannah Somatic Education
Hoffa Massage Technique
Hot Stone Massage
Indian Head Massage
Innovative Pet Therapy
Integrative Eclectic Shiatsu
Internal Organ Massage
Jin Shin Jyutsu
Lava Shell Technique
LHE Phototherapy (no lasers)
Light of Life Energy
Lymphatic Drainage Massage
Lymphatic Drainage Therapy
Manual Massage Therapy
Massage Therapy Instruction
Maya Abdominal Massage
McMillan Massage Technique
Medical Qigong Therapy
Mennell Massage Technique
Muscle Activation Technique
Muscle Energy Technique
Myoskeletal Alignment Technique
New Manual Articular Approach
Nuad Bo’ Rarn
Okazaki Restorative Massage
Pfrimmer Deep Muscle Therapy
Range of Motion
Raynor Massage Therapy
Rolfing Structural Integration
Rubenfeld Synergy Method
Rys Thomas Energy Medicine
Sabai of Sa-wan Therapy
Safe Touch Massage
Shen Jing Acupressure
Shiatsu Amma Therapy
Soma Neuromuscular Integration
St. John Neuromuscular Therapy
Steamy Wonder System
Structural Energetic Therapy
Thai Herbal Compress Technique
Thai Yoga Massage
The Healing Code
Theresa Primmer Method of Deep
Tian Di Bamboo Massage
Total Body Balancing
Touch For Health
Touch Therapy Instructors
Touch to T.E.A.C.H.
Trauma Touch Therapy
Trigger Point Therapy
Tsubo Point Therapy
Vibrational Healing Massage Therapy
Warm Bamboo Massage
Yamuna Body Rolling
Pilates Insurance Frequently Asked Questions
Does insurance freak you out or confuse you? Are you puzzled about the type of policy you should be looking for to best protect your Pilates instructor career? Don’t sweat it—we’re here to help. We’ve laid out some of the most commonly asked questions when it comes to insurance. We’re breaking down details about policies, coverage, your needs as an instructor, and beyond!
DO I NEED PILATES INSURANCE IF I TEACH IN A GYM THAT HAS THEIR OWN INSURANCE?
In our opinion? Absolutely. Even though the gym you work for might have their own insurance, it’s highly unlikely that they’ll be able to cover you completely should something happen. Think about it. Your gym’s insurance is designed to do one thing—protect the gym at all costs. And it should—that’s what it’s for. But that means, when the going gets rough, it’s less likely that the insurance will cover you. That might mean you’re stuck paying for any shortfalls and dealing with fallout on your own. It’s absolutely vital for you to have your own protection—that way, should anything happen, you’ve got a policy that’s dedicated to you (and you alone!).
CAN YOU PAY A MONTHLY RATE FOR PILATES INSURANCE?
Absolutely! We know as an instructor that being able to prioritize payments each month can make all the difference to your bottom line so offer the convenience of flexible payments. Through PayPal credit, members can pay monthly premium amounts instead of having to provide the full balance each term.
HOW MUCH DOES PILATES INSURANCE COST?
Purchasing a one-year Pilates liability insurance policy today and paying the full balance is $189. To opt for a monthly premium, we’ve partnered with PayPal credit where members can pay as low as $17.32 for our Pilates insurance program with twelve months of coverage. We also have a student rate of $25 for a year for students in Pilates instruction. Call now to start the process of applying to participate in our PayPal credit program.
WHAT ARE SOME EXAMPLES OF CLAIMS FILED AGAINST PILATES INSTRUCTORS?
How much time do you have? Honestly, we’ve seen so many different types of claims filed in this industry—hardly anything seems new anymore. But even so, we do see new claims all the time. Here’s the bulk of what we protect.
- General liability: a client slips on the welcome mat and shatters their hip on the hard concrete beneath. They are suing for their injuries, doctor bills, time spent out of work, and emotional distress.
- Professional liability: a client strains a muscle while trying to concentrate on their balance and core strength in a physically-demanding Pilates position. Since you were providing instruction, they assert you are liable for their injury and should pay for their doctor visits and physical therapy bills.
- Product liability: a client breaks out with an allergic reaction from being on the Reformer you had them using during their session. They file a claim alleging the cleaner you use is what caused their reaction and they demand you pay for their medical treatment.
CAN YOU TEACH PILATES TO A GROUP AND STILL GET PILATES INSTRUCTOR INSURANCE?
Of course. Our Pilates instructor insurance is good no matter how you wish to provide your instruction to clients. Whether that’s with a large group at a park or in a one-on-one at the gym, our members enjoy the benefit of full insurance coverage through our Pilates instructor insurance program.
WHAT IS PILATES INSURANCE USED FOR?
This type of insurance is used as a contract between an insurer (that’s us) and a policyholder (that’s you!) to ensure that in the event something happens that falls under the provisions of the policy, we’ll cover the financial resources to help cover the cost of the claim (up to whatever the policy limits are).
WHAT IS PILATES INSURANCE USED FOR?
Pilates insurance, like any insurance policy, is a contract between the insurer and the policyholder that, if an event occurs that falls under the provisions of the policy, the insurer will provide the financial resources to cover the costs of the claim, up to whatever the policy’s limits are. Pilates insurance is used to cover the liabilities that are inherent in the industry of providing Pilates instruction. Putting clients through physically-challenging sessions, unfortunately, presents many opportunities for liabilities to occur. Not fully knowing where clients are coming from with physical ability, existing health conditions that can be exacerbated by exercise, and even completely random events which are hard to ever plan for all present opportunities for a liability claim to be filed against a professional. Career Shield’s professional liability insurance provides security from these liabilities.
WHAT TYPE OF COVERAGE DOES PILATES INSURANCE GIVE YOU?
Most claims that befall a Pilates instructor fall within three areas of liability – general, professional, and product. Pilates insurance provides ample coverage for these three anchors, in addition to providing other protections for other events that can arise in the course of providing Pilates instruction.
- General liability is what’s known as “slip and fall” insurance because it provides coverage for injuries or damages that occur simply from being open for business.
- Professional liability gets a little more specific as it applies to the actual services you provide. Routinely called “malpractice” insurance, this important coverage provides Pilates instructors with assurance that alleged incidents of malpractice will be provided for, up to the policy limit.
- Product liability provides a good amount of coverage for any claims that result from when a client has a detrimental reaction to a product that was used during the Pilates session.
Kicking it up a notch, our insurance program also provides coverage for many other types of loss events like stolen equipment or damage to a rented space – all so our members have multiple layers of protection from the what-ifs surrounding a future claim.
WHAT KIND OF CLAIMS DOES PILATES INSURANCE COVER?
We’re so glad you asked. Pilates insurance covers a wide range of claims for today’s Pilates instructors kicking butt in the field. General and professional liability claims are some of the most common types of issues that a Pilates instructor might face during their career. Claims related to these provisions will be taken care of up to $1 million for each claim and $3 million in total for all claims in a year for each individual (referred to as an individual annual aggregate). Our Pilates instructor insurance also comes complete with product liability coverage, stolen equipment coverage, rental damage coverage, and more.
ARE BENEFITS INCLUDED WITH PILATES INSURANCE?
Oh yeah. Whether you call ‘em perks, benefits, or rewards, we’ve definitely got them. We have built relationships with the best names in fitness gear, accessories, service providers, and event builders to bring our members exclusive access to these and other great programs like our professionally-curated member content library.
IS THERE A STUDENT IN PILATES INSTRUCTION POLICY AVAILABLE?
At Career Shield Insurance, we offer a student-only policy that offers the full benefits of our year-long policy—but at a fraction of the cost! Our student policy is $25 annually and offers all the same coverage and benefits as our professional policy. You’ll need to enroll in this coverage before you graduate to make the cut-off. As a pro-tip, we highly recommend applying right before you graduate—then you’ll reap the benefits of our professional program in your first year in the industry for a student price.
WHY IS IT CALLED PILATES INSTRUCTOR LIABILITY INSURANCE?
Liability insurance provides a guarantee for the policyholder that a liability claim against them is covered per the provisions of the policy. Liability is simply something you have financial responsibility for. Instructors assume a certain amount of liability when they choose to provide services.
IF I MOVE STATES, WILL I STILL BE COVERED BY MY PILATES INSURANCE?
No doubt about it! We proudly offer fully portable coverage through Career Shield Insurance. This means that no matter what happens—whether you switch employers, move states, or strike out on your own as a sole proprietor—we’ve got your back.
Every Insurance Policy Sold = 1 Tree Planted
“The best time to plant a tree is 20 years ago. The second best time is now.”—Chinese Proverb.
Every time someone joins our team at Career Shield Insurance, we plant a tree in their honor. Thanks to our stellar community of members and our friends at Trees for the Future, thousands of trees have been planted so far.
Just as we believe in protecting your career and helping you grow, we believe in protecting our planet and helping it grow, too—help us continue this journey by referring your colleagues and friends to our program today!