Fitness Instructor Insurance Built For Fitness Professionals
Complete Coverage For As Low As $15.49 Per Month
Reliable & Affordable Liability Insurance Dedicated to Fitness Professionals & Trainers
The inherent risk that goes hand-in-hand with your fitness career is no match for our A+ rated insurance designed specifically to mitigate your liability, protect your career, and offer you the peace of mind you crave. Why? Because our policies were designed for personal trainers and fitness instructors just like you.
PROFESSIONAL SPECIAL OFFER!
$169 / annually
Trusted In Your Industry & Beyond
We’re so glad to have you as part of the Career Shield Insurance team. When you join us at Career Shield Insurance, you join over 300,000 professionals who are receiving the peace of mind, business-building coverage, and best-in-class malpractice insurance they need to succeed. What’s the best part of this coverage? We’re backed by Arthur J. Gallagher, a Fortune 500 global insurance brokerage, with an A+ Rating by AM Best.
We Provide What Other Partners Won’t—Protective Policies at a Peace of Mind Price
COVERAGE TYPE
Professional & General Liability
Advertising Injury & Personal Injury Coverage
Identity Protection Plan
LIMIT
$3 million annual aggregate / $1 million per occurrence
$1 million
$25,000
All-Inclusive Protection at Unbeatable Rates
It’s your job to show your clients how to maintain their health and optimize their wellbeing—we want to do the same for your career. With our occurrence form coverage, you’ll remain protected for your coverage term even after your policy expires! The best part? You’ll never find a hidden fee in our policy details.
Insurance Policy Highlights
500+ MODALITIES COVERED. NO EXTRA COST.
Our all-inclusive, comprehensive coverage supports over 500+ different fitness training services (and beyond!). In other words, no matter how many disciplines you plan to add to your business, we’ve got your back!
No Added Fees—Group fitness, workout routines, and beyond—we offer coverage for every service you can think of!
Coverage That Follows You—Planning on moving? Wanting to start your own studio? Looking into the virtual fitness instructor game? Our coverage moves with you—no questions asked!
Instant Coverage—You’re on our team the moment you check-out! As soon as your internet can process the sale, you’ll receive an email confirmation, proof of coverage, and immediate protection.
EXCLUSIVE MEMBER BENEFITS
Our affordable rates and comprehensive protection are great, don’t get us wrong, but it’s the member benefits that really put us over the top.
Deals & Discounts From Industry Leaders—Enjoy exclusive savings from big names like FiTOUR, Web exercise Academy, Glasstic SPRI, and more.
Access to Healthcare Options—We give our members access to ACA-qualified health insurance, short-term health insurance, and even telehealth options.
Business Building Resources—When you partner with Career Shield Insurance, you’ll have access to our business resource center—a space designed to help you grow your fitness career. Receive access to eBooks, discounts, guides, continued education, and more!
Discounted Travel & Accommodations—With discounts from Lenovo, Office Depot, UPS, Hertz, and more, we can help you run your business more efficiently (and affordably)
Do I Need Fitness Insurance?
Without a doubt! You’re working hard to build your career—why gamble with it? You pursue extensive training, education, and experience all so you can develop the ultimate personal training career. Avoiding protection is essentially the same as leaving your success up to chance. You’re responsible for providing a safe, healthy environment for your clients, so if an accident or incident occurs on your watch or on your premises, you’re the one on the hook for it. And trust us, that can be damaging and expensive. According to the U.S. Consumer Product Safety Commission, there are approximately 460,000 reported fitness injuries a year. Approximately 50,000 reported injuries were caused by low weight and equipment. The right personal trainer insurance can help protect your career from lawsuits related to fitness injuries. As personal trainers and fitness instructors, you make every effort to insure your clients are executing exercises properly, but accidents can still happen. Career Shield Insurance is here to protect you.
Need to Weigh Your Insurance Options?
Compare our comprehensive fitness liability insurance coverage with our competitors in the grid below.
- Professional & Genaral Liability Insurance
- Product Liability
- Occourence From Coverage
- Identify Protection Plan
- Immediate Coverage
Career Shield
- $1Million/Occurrence $3 Million Aggregate
- $ 1 Million
- Yes
- $25,000
- Yes
- Get Covered
IDEAFIT
- $1Million/Occurrence $3 Million Aggregate
- $ 1 Million
- No
- No
- No
K & K Insurance
- $2Million/Occurrence $5 Million Aggregate
- $ 2 Million
- Yes
- $25,00
- Online only
Sports & Fitness
- $1 Million/Occurrence $3 Million Aggregate
- No
- No
- Yes
- No
NEXT
- $1 Million/Occurrence $3 Million Aggregate
- 1 Million
- Yes
- Yes
- No
Fitness Styles & Services Covered By Career Shield Insurance
Abhynanga
Active Isolated Stretching
Acu-Kinesiology
Acupressure
Acutonics
Ai Chi
Alexander Technique
Amma Therapy
Animal Acupressure
Animal Massage
Anma Therapy
Applied Kinesiology
Aqua Massage
ARC Technique
Aroma-Reflex Therapy
Aromatherapy
Arvigo Techniques of Maya Abdominal Therapy
Ashiatsu Barefoot Massage
Ashiatsu Oriental Bar Therapy
Ashi-Thai
Asian Bodywork Therapy
Aston Patterning
Asymmetric Body Balancing
Attunement
Ayurvedic Massage
Bach Flower Remedies – Topicals
Balinese Massage
Balneotherapy
Bamboo Fusion
Bamboossage
Barbara Brennan Technique
Barefoot Shiatsu
BART
Belavia Facelift Massage
Benjamin System of Muscular Therapy
Berry Method
B.E.S.T.
Bindegewebs Massage
Bindi
Biodynamic Craniosacral Therapy
Bioenergetics
Bioenergy Massage
Biomagnetic Touch Healing
Biosonic Repatterning
Biosync
Bio Touch Healing
Body Image Enrichment
Body Logic
Body Wraps
Body-Mind Centering
BodyTalk
Bodywork for the Childbearing Year
Bonnie Bainbridge Cohen System
Bowen Technique
Breast Massage
Breathing Techniques
Breema Breathwork
Bridgewebs Massage
Canadian Deep Muscle Massage
Cayce/Reilly Massage
Chair Massage
Champissage
Chi Gong
Chi Nei Tsang
Chikly Brain Curriculum
Chinese Massage
Chubinsky Method
Classical Massage
Color Light Therapy (no lasers)
Complete Decongestive Therapy
Connective Tissue Massage
CORE Bodywork
Core Energetics
Cranial Release Technique
Cranial Soft Tissue Release
Craniosacral Therapy
Critz Technique
Cross Fiber Massage
Crystal Therapy
Cupping
Cyriax Massage
Deep Muscle Massage
Deep Tissue Massage
Dr. Vodder’s Manual Lymph Drainage
Ear Candling
Eden Energy Medicine
Egoscue Method
Emotion Code
Emotional Freedom Technique
Energetic Transformation
Energy Balancing
Energy Healing Techniques
Energy Kinesiology
Equine Massage
Equine Reiki
Equirub
Equissage
Esalen Massage
Essential Oils Massage
Facial Massage
Fascial and Membrane Technique
Feldenkrais Method
Feng Shui
Fertility Massage
Fijian Massage
Five Element Shiatsu
Forearm Dance Technique
Four-Hand Massage
Full Spectrum Energy Medicine
Functional Range Release
Geriatric Massage
G-Jo Acupressure
Gua Sha
H.E.A.R.T.
Hakomi
Hama Massage
Hand Reflexology
Hannah Somatic Education
Hawaiian Bodywork
Healing Touch
Hellerwork
Hemme Approach
Hoffa Massage Technique
Holistic Massage
Holotropic Breathwork
Hoshino Therapy
Hot Stone Massage
Hot Towels
Hydrocollator Hotpacs
Hydrotherapy
IGM Method
Indian Head Massage
Infant Massage
Injury Massage
Innovative Pet Therapy
Insight Bodywork
Instruction
Integrated Awareness
Integrative Acupressure
Integrative Eclectic Shiatsu
Internal Organ Massage
Intra-Oral Massage
Ionic Footbath
IP Touch
Jamu Massage
Japanese Shiatsu
Jin Shin Jyutsu
Kiatsu
Kinesiology
Kinesiology Taping
Kinessage
Kripalu Bodywork
Kriya Massage
Kurashova Massage
LaStone Therapy
Lava Shell Technique
LED Lights
LHE Phototherapy (no lasers)
Light of Life Energy
Lomilomi
Longevity Energetics
Looyen Work
Lymphatic Drainage Massage
Lymphatic Drainage Therapy
Lymphedma Therapy
Lypossage
Macrobiotic Shiatsu
Magnet Therapy
Manual Massage Therapy
Massage Therapy Instruction
Maya Abdominal Massage
McMillan Massage Technique
Mechanical Link
Medical Massage
Medical Qigong Therapy
MELT Method
Mennell Massage Technique
Mentastics
Merciér Therapy
Mother Massage
Moxibustion
Muscle Activation Technique
Muscle Energy Technique
Myofascial Release
Myomassology
Myopractics
Myoskeletal Alignment Technique
Myotherapy
Naprapathy
Nepali Massage
Neural Manipulation
Neuromuscular Reprogramming
Neuromuscular Therapy
New Manual Articular Approach
Niel-Asher Technique
Nuad Bo’ Rarn
Nurse Massage
Ohashiatsu
Okazaki Restorative Massage
Oncology Massage
On-Site Massage
Ortho-Bionomy
Orthopedic Massage
Pediatric Massage
Pet Massage
Pfrimmer Deep Muscle Therapy
PNF Stretches
Polarity Therapy
Positional Release
Postural Integration
Practical Movement
Pranic Healing
Pregnancy Massage
Prenatal Massage
Process Acupressure
Push Therapy
Qigong
Quantum-Touch
Raindrop Therapy
Range of Motion
Raynor Massage Therapy
Reconnective Healing
Reflexology
Reflexology Instruction
Reiki
Remedial Massage
Rolfing Structural Integration
Rosen Method
Rossiter System
Rubenfeld Synergy Method
Russian Massage
Rys Thomas Energy Medicine
Sabai of Sa-wan Therapy
SacroOccipital Technique
Safe Touch Massage
Schulman Therapy
Seated Massage
Sensory Repatterning
Shen Jing Acupressure
Shiatsu
Shiatsu Amma Therapy
Soma Neuromuscular Integration
Somatic Therapy
SomatoEmotional Release
SourcePoint Therapy
Sound Healing
Sound Therapy
Sports Massage
St. John Neuromuscular Therapy
Steamy Wonder System
Stone Therapy
Strain-Counterstrain
Stretching Techniques
Structural Energetic Therapy
Structural Integration
Sugar Scrub
Swedish Massage
Swe-Thai Massage
Tai Chi
Tapping Techniques
Tellington Touch
Temporomandibular Therapy
Thai Herbal Compress Technique
Thai Massage
Thai Yoga Massage
The Healing Code
Therapeutic Touch
Theresa Primmer Method of Deep
Thumper Massage
Tian Di Bamboo Massage
Tibetan Massage
Total Body Balancing
Touch For Health
Touch Therapy Instructors
Touch to T.E.A.C.H.
Trager Work
Trauma Erase
Trauma Touch Therapy
Trigger Point Therapy
Tsubo Point Therapy
Tuina
Tuning Forks
Vedic Massage
Venus freeze
Vibrational Healing Massage Therapy
Visceral Manipulation
Warm Bamboo Massage
Watsu
Wurn Technique
Yamuna Body Rolling
Yuen Method
Zen Shiatsu
Zero Balancing
Zone Therapy
Acro Yoga
Acu-Yoga
Amrit
Ananda
Anusara
Ashtanga
Baptiste
Bhakti
Bikram
Chi Kung
Hatha
Instruction
Integral
Integrative
ISHTA
Iyengar
Japa
Jivamukti
Jnana
Kali Ray TriYoga
Kharma
Kripalu
Kundalini
Laughing
Naam Yoga Therapy
Phoenix Rising Power
Power
Prenatal
Raja
Restorative
Sivananda
Stand Up Paddleboard (SUP) Yoga
Svaroopa®
Viniyoga
Vinyasa
White Lotus
Yin
YogaFit® Personal Training
Yoga Therapy*
Mat
Apparatus
Instruction
Chemical wave
Children
Custom wrap
Design, cut and style
Flash or balyage highlights
Hair bleaching
Hair coloring
Hair treatments
Hairshaping
Instruction
Permanent wave
Shampooing
Straightening
Thermal styling
Waves
Weave
Wet styling
Wig stylist
Acne treatments
Body scrub
Chemical peel (no lasers)
Cold Light Series 6 Facials
Color consultations
Cosmetic massage
Dermaplanning
Eyebrow shaping
Eyebrow tinting
Eyelash Extensions
Facials
Hair removal (no lasers)
Herbal wraps
Instruction
Make-up (not permanent)
Manicures
Micro-current Toning
Micro needling
Microdermabrasion
Pedicures
Salt scrubs
Skin peels
Ultra sonic facial
Ultra sound facials
Vitamin C peels
Waxing
Acrylic
Airbrush designs
Charms
False nails
Foot scrubs
Gel
Gems
Glitter
Instruction
Manicures
Nail art
Nail extensions
Nail repair
Painting
Paraffin pedicures
Pedicures
Polish
Stencil designs
Varnish
Youth
Barre
Biodanza
Dance Instruction