Comprehensive & Affordable Dance Instructor Insurance
All-Inclusive Liability Insurance For Dance Instructors—All At an Unbeatable Rate
Your job is to ensure your students can learn to dance beautifully, effectively, and safely—but sometimes, injuries are unavoidable. No matter how professional, conscientious, and skilled you might be, the nature of your industry means you’re offering up-close and personal one-on-one physical activity, and sometimes that can lead to incidents or allegations. That’s where we come in. Even if your employer has insurance, Career Shield Insurance is here to protect and prioritize you.
PROFESSIONAL 1YR SPECIAL OFFER
Trusted In Your Industry & Beyond
We’re thrilled to welcome you to our team! Join over 300,000 professionals who are experiencing peace of mind, comprehensive protection, and business-building coverage with our best-in-class malpractice insurance and exclusive member benefits. The best part? We’re backed By Arthur J. Gallagher—Fortune 500 global insurance brokerage—and underwritten by Arch Specialty Insurance Group—with an A+ Rating by AM Best.
We Provide What Other Partners Won’t—Protective Policies at a Peace of Mind Price
Professional & General Liability
Damage to Rental Premises
Stolen Equipment Coverage
Identity Protection Plan
$3 million annual aggregate / $1 million per occurrence
$1 million annual aggregate
$1,000 with a $250 deductible
Dance Instructor Liability Insurance—A Step in the Right Direction
Protection at an affordable rate is certainly a bonus of insurance—but peace of mind is the real benefit here. With Career Shield Insurance’s occurrence form protection, you’ll be covered for incidents that arise or occur within your term—even after your policy expires.
Insurance Policy Highlights
350+ MODALITIES COVERED. NO EXTRA COST.
Our dance instructor insurance is all about giving you options—that means we offer a multitude of exercise and dance services, programs, healing practices, and beyond! No matter what you want to add to your dance servings, we’re here to help cover you.
No Added Fees—Want to tack on additional services—even some from other industries like massage, personal training, or Pilates? Go for it! We’ll cover you—and we’ll never throw in extra fees!
Coverage That Follows You—No matter how or where your jazzercise, dancercise, Zuma, and more, rest assured we’ve got your back with coverage that goes where you go.
Instant Coverage—You’re on our team the moment you check-out! As soon as your internet can process the sale, you’ll receive an email confirmation, proof of coverage, and immediate protection.
EXCLUSIVE MEMBER BENEFITS
You’ll love our top-notch coverage and affordable rates, but we’re willing to bet you’ll love our exclusive members-only benefits more!
Additional Protection—We’re thrilled to offer our members identity protection, $1,000 of stolen equipment coverage, dance-related product discounts, and access to vision and dental coverage (it’s all included!)
Weekly Newsletters—When you become a part of our team, we make sure to keep you informed. Our weekly newsletter includes info on the latest trends, updates in the industry, and how to continually build your dance instructor career.
Business Building Resources—When you partner with Career Shield Insurance, you’ll have access to our business resource center—a space designed to help you seamlessly grow your dance instructor career. Receive access to eBooks, discounts, guides, continued education, and more!
Next-Level Support—With Career Shield Insurance, you get so much more than just coverage—you get community, too! We’re here to offer support—from our expertly curated content to our #MotivationMonday posts that you can share with your clients!
Do I Need Dance Insurance?
Without question! Whether you’ve been in the industry for years or you’re just starting out, dance insurance is an absolute must if you’re looking to build your career, protect your reputation, and offer next-level services for your clients. No matter what type of dance you teach—one-on-one, group classes, or others—you’re in charge of putting your students through the proper steps, movements, lifts, spins, routines, and more. That means your students are putting their wellbeing and their health into your heads—that’s a lot of risk you’re taking on! When a misstep results in an injury (or an accusation of one), a lack of solid dance instructor insurance could spell the end of a career and leave a lasting impact on personal finances. Imagine paying for the costs of a claim that can run in the thousands completely out of your own savings. Career Shield’s dance instructor insurance provides an opportunity for instructors to protect themselves and their careers from a future event that brings about a claim.
Protect Your Career Today And Get Covered
Or call (866) 945-1699 to speak to a live insurance representative.
Need to Weigh Your Insurance Options?
Compare our comprehensive dance liability insurance coverage with our competitors in the grid below.
Dance Styles & Services Covered By Career Shield Insurance
Active Isolated Stretching
Arvigo Techniques of Maya Abdominal Therapy
Ashiatsu Barefoot Massage
Ashiatsu Oriental Bar Therapy
Asian Bodywork Therapy
Asymmetric Body Balancing
Bach Flower Remedies – Topicals
Barbara Brennan Technique
Belavia Facelift Massage
Benjamin System of Muscular Therapy
Biodynamic Craniosacral Therapy
Biomagnetic Touch Healing
Bio Touch Healing
Body Image Enrichment
Bodywork for the Childbearing Year
Bonnie Bainbridge Cohen System
Canadian Deep Muscle Massage
Chi Nei Tsang
Chikly Brain Curriculum
Color Light Therapy (no lasers)
Complete Decongestive Therapy
Connective Tissue Massage
Cranial Release Technique
Cranial Soft Tissue Release
Cross Fiber Massage
Deep Muscle Massage
Deep Tissue Massage
Dr. Vodder’s Manual Lymph Drainage
Eden Energy Medicine
Emotional Freedom Technique
Energy Healing Techniques
Essential Oils Massage
Fascial and Membrane Technique
Five Element Shiatsu
Forearm Dance Technique
Full Spectrum Energy Medicine
Functional Range Release
Hannah Somatic Education
Hoffa Massage Technique
Hot Stone Massage
Indian Head Massage
Innovative Pet Therapy
Integrative Eclectic Shiatsu
Internal Organ Massage
Jin Shin Jyutsu
Lava Shell Technique
LHE Phototherapy (no lasers)
Light of Life Energy
Lymphatic Drainage Massage
Lymphatic Drainage Therapy
Manual Massage Therapy
Massage Therapy Instruction
Maya Abdominal Massage
McMillan Massage Technique
Medical Qigong Therapy
Mennell Massage Technique
Muscle Activation Technique
Muscle Energy Technique
Myoskeletal Alignment Technique
New Manual Articular Approach
Nuad Bo’ Rarn
Okazaki Restorative Massage
Pfrimmer Deep Muscle Therapy
Range of Motion
Raynor Massage Therapy
Rolfing Structural Integration
Rubenfeld Synergy Method
Rys Thomas Energy Medicine
Sabai of Sa-wan Therapy
Safe Touch Massage
Shen Jing Acupressure
Shiatsu Amma Therapy
Soma Neuromuscular Integration
St. John Neuromuscular Therapy
Steamy Wonder System
Structural Energetic Therapy
Thai Herbal Compress Technique
Thai Yoga Massage
The Healing Code
Theresa Primmer Method of Deep
Tian Di Bamboo Massage
Total Body Balancing
Touch For Health
Touch Therapy Instructors
Touch to T.E.A.C.H.
Trauma Touch Therapy
Trigger Point Therapy
Tsubo Point Therapy
Vibrational Healing Massage Therapy
Warm Bamboo Massage
Yamuna Body Rolling
Dance Insurance Frequently Asked Questions
Still feeling a little confused about liability insurance? Not sure what services you should be on the lookout for when you begin comparing policies? Check out our section below laying out some of the most commonly asked questions when it comes to dance insurance, liability in general, and our policy details, too!
WHY DO DANCE INSTRUCTORS NEED TO HAVE DANCE INSTRUCTOR INSURANCE?
Students put their health and well-being in your hands. That means when a misstep results in an injury, you’re the one in charge and the one who’s responsible for dealing with the fallout. If you don’t have liability insurance, that could spell the end of your career and leave a lasting impact on your personal finances. Imagine paying for the costs of a claim that can run in the thousands completely out of your own savings. Dance instructor insurance provides an opportunity for instructors to protect themselves and their careers from a future event that brings about a claim.
DOES DANCE INSURANCE COVER MORE THAN ONE TYPE OF DANCE CLASS?
Without a doubt! Our dance instructor insurance program affords protection for many of the most popular dance classes and other fitness regimens. No matter how you Jazzercise, Dancercise, or Zumba, rest assured you have the full backing of a stout insurance program made just for dance instructors.
WHAT HAPPENS TO MY DANCE INSTRUCTOR INSURANCE IF I CHANGE STUDIOS?
If you change studios, you’re still covered—at least, that’s what happens when you team up with Career Shield Insurance. Some policy providers won’t offer flexible and mobile coverage, but we’re totally on board with career flexibility. We offer portable coverage, which means no matter where you move within the U.S, you’ll enjoy full coverage. As a note, we can only provide coverage for the services that you’re licensed for in the area you’re operating—so you’ll need to make sure your license is still fully functional!
WHAT DOES DANCE INSTRUCTOR LIABILITY INSURANCE COVER?
Liability insurance covers you in the event a claim is filed against you while your insurance policy is in effect. Let’s break down coverage by our insurance sections:
- General liability: broad coverage that applies to third-party claims against you for injuries or property damage. When a student enters your dance studio, you assume the risk for providing a safe environment. Something as simple as a loose rug that causes a trip and fall injury can result in an expensive claim being filed. For general liability claims, we provide coverage limits of $1 million per occurrence and a $3 million individual annual aggregate.
- Professional liability: coverage that applies specifically to the professional services you provide. Dance instructors give the chance for a claim to be filed against them when a routine results in an injury. As easy as it is to turn an ankle during rigorous physical activity, dance instructors bear a good amount of professional liability. That’s why we provide better-than-most coverage limits with our $1 million per occurrence and $3 million individual annual aggregate.
- Product liability: coverage specifically when a product you use causes a student to have a bad reaction. A student’s allergic reaction to the muscle balm you offered could result in a claim that costs thousands. We provide up to $1 million per year for unfortunate events like these.
AM I COVERED BY DANCE INSURANCE IF I TEACH DANCE CLASSES?
Most definitely! We know dance instruction is just as often one-on-one working with a gifted ballet student as it is working with a whole group of senior citizens. There’s no one way to be a dance instructor. Wherever and however you choose to provide dance instruction is completely up to you—you’ll still enjoy full dance insurance coverage through us.
HOW CAN I GET INSTANT INSURANCE FOR DANCE TEACHERS?
Once you fill out an easy online application, pay your bill, hover your mouse over “submit” and click your finger, poof! You’ll receive instant access to proof of insurance through our state of the art membership portal. Immediate coverage means not having to wait for approvals and proof of insurance to be snail-mailed to your residence.
CAN YOU GET DANCE INSURANCE AS AN INDEPENDENT DANCE INSTRUCTOR?
Of course! We highly recommend every dance instructor—independent any beyond—cover their career, themselves, and their futures with insurance. It’s likely that you will not have much coverage provided from wherever you are providing your service. This leaves you financially responsible for anything that happens during a class that might cause damage or injury. Dance insurance helps to shift the burden of having to pay for events like these from the instructor to their insurance provider
WHY OCCURRENCE FORM OVER CLAIMS MADE INSURANCE?
Here’s the unique thing about occurrence form policies—you’ll be protected for your coverage term, even if a claim arises after your policy has expired. That means that if a claim arises that took place during the time you were covered; we’ll still take care of you retroactively—even if your claim is currently expired. Claims made policy is the opposite—once your policy is done, it’s done. They won’t cover any incidents that occurred during your policy if your contract has expired.
HOW MUCH DOES DANCE INSTRUCTOR INSURANCE COST?
When you team up with Career Shield Insurance, you’ll receive a full year of dance instructor insurance for $169! We also offer our one-year full-policy at a monthly payment option with a rate of $15.49 per month.
CAN I BUY DANCE TEACHER INSURANCE IF I ONLY TEACH PART-TIME?
Not only can you, but you absolutely should invest in insurance as a part-time instructor. Some insurance companies will put limits on the number of hours that can be worked, only adding confusion to the process. We simplify the whole thing by offering one affordable rate with no membership fees or other hidden costs—ever! You’ll pay $169 per year and you’ll receive comprehensive insurance coverage, no matter how often or how little you decide to offer instruction. This doesn’t change whether you work as an independent dance instructor, as an employee at a dance academy, or a sole proprietor running your own studio
WHERE CAN I COMPARE RATES FOR DANCE INSTRUCTOR INSURANCE PROGRAMS?
At Career Shield Insurance, we’re not shy about letting you see all of our plan options and coverages right alongside our competitor’s offerings. We want members to see the value we bring to the table and select us based on our program’s merits, not how flashy we can make ourselves appear.
IS THERE AN OPTION TO PAY MONTHLY INSTEAD OF THE ONE-TIME PAYMENT?
Totally! Career Shield Insurance understands that flexibility is a must. That’s why we teamed up with PayPal Credit to offer a finance option that lets you pay for your policy every month instead of a lump sum every year. When you choose to pay monthly, PayPal Credit takes the total cost of your policy plus a small service fee and breaks it up over your selected duration. Using PayPal Credit is subject to a credit check and there is no interest if you pay off your policy within the first 6 months. After 6 months interest fees may apply.
IS DAMAGE TO A RENTAL PROPERTY COVERED BY DANCE INSURANCE?
Absolutely. You get all the way up to $100,000 to cover the damages that might occur while you are renting a space to provide your dance instruction. Talk to an agent to walk through how our rental damage coverage works.
DOES DANCE INSTRUCTOR INSURANCE COVER CHILDREN’S CLASSES?
Absolutely! There are a lot of dance instructors out there who choose to specialize in children’s dance instruction. Working with kids in this type of environment can be fun and rewarding, but it can also bring about its own challenges. Different levels of physicality and maturity require instructors to be able to teach at a child’s own, unique pace. If that wasn’t challenging enough on its own, kids often can’t properly express if something is physically troubling them. For your protection and for the wellbeing of every child you work with, it’s crucial to invest in liability insurance.
Every Insurance Policy Sold = 1 Tree Planted
“The best time to plant a tree is 20 years ago. The second best time is now.”—Chinese Proverb.
Every time someone joins our team at Career Shield Insurance, we plant a tree in their honor. Thanks to our stellar community of members and our friends at Trees for the Future, thousands of trees have been planted so far.
Just as we believe in protecting your career and helping you grow, we believe in protecting our planet and helping it grow, too—help us continue this journey by referring your colleagues and friends to our program today!