At Career Shield Insurance, we believe in providing a comprehensive liability policy for speech-language pathologists that covers professional liability insurance (sometimes called errors and omissions insurance or malpractice insurance), general liability insurance (commonly referred to as slip-and-fall insurance), product liability insurance, and beyond. 

Here’s a more thorough version of what we cover, why we cover it, and how it can help you. 

• General Liability: protects speech-language pathologists like you from claims for injuries or property damage. With Career Shield Insurance, you have a $1 million per occurrence and $3 million annual aggregate for general liability claims.
• Professional Liability: provides coverage for claims asserting you were negligent in your services and an injury or form of damage occurred as a result. Professional liability claims also come with a $1 million per occurrence and $3 million annual aggregate.
• Product Liability: provides protection from an allergic reaction from the use of products in performing your services. You’ll be covered up to $1 million for product liability claims.

Occurrence form insurance and claims-made insurance are two different types of insurance policies. At Career Shield Insurance, we proudly offer occurrence form coverage for a very distinct reason—reliability. Occurrence form coverage guarantees that you’ll be protected for the time period in which your policy was active—even if a claim is filed retroactively. That means if someone files a claim against you a year after your policy with us expires, but the alleged event took place when your policy with us was active, we’ll cover you—no questions asked. A claims-made policy will not work the same way. Instead, they’ll only take care of you when your policy is active.

Honestly, even if you are partially covered under your employer’s insurance, it’s crucial for you to have your own. Why? Think about it this way. Let’s pretend your employer’s insurance policy is like an umbrella. When it starts to rain, there’s no reason to believe they wouldn’t invite you underneath that umbrella to stay warm and dry. But here’s the thing—even if you’re welcomed in, your employer is going to be the one holding the center and you’re going to be on the outskirts of the umbrella. That means, when push comes to shove, you’re probably the first one to get rained on—or worse, kicked out from under that protective shield. This doesn’t mean anything bad about your employer or their policy because that insurance policy is doing exactly what it’s designed to do—protect your employer. As a professional speech-language pathologist, it’s crucial that you’re investing in your own protection that’s going to prioritize you, your career, and your future.

We only believe in up-front pricing. In other words, no lengthy quote processes, no obnoxious back-and-forth negotiations, and no time wasted whatsoever.

Absolutely! We also recommend product liability insurance, too. This trifecta of coverage is sometimes referred to as umbrella liability insurance—because it covers you from most (if not all) eventualities. At Career Shield Insurance, we offer all three of these liability coverages in our speech-language pathologist policy—that way, you’re taken care of from every single angle.

Career Shield Insurance has been the trusted online professional liability insurance since 1927. Our 100% online, direct-to-consumer approach offers the best coverage at the best (lowest!) price. The three pillars of our company are Belief in People, Excel and Grow, and Empathy and Openness. We attribute our amazing customer service and all of our success over the last near-century to these guiding principles.

With that being said, Career Shield Insurance offers the best professional liability insurance speech language pathologist coverage and malpractice insurance for speech language pathologists. For the best, and most, coverage, Career Shield Insurance is an easy choice.

For professional and general liability, the limit is $1 million per occurrence or $3 million annual aggregate. For product coverage, the limit is $1 million annual aggregate. For license protection coverage, the limit is $25,000. For loss of earnings coverage, the limit is $10,000. For first aid coverage, the limit is $10,000. For deposition expense coverage, the limit is $10,000. For assault on your coverage, the limit is $25,000. For good samaritan coverage, the limit is $25,000. 

If you have questions or concerns regarding any of the limits of your coverage, please contact our friendly customer care team members by calling (866) 945-1699, Monday-Friday, 9AM to 6PM EST or you may email us directly at info@careershieldinsurance.com.

With Career Shield speech pathology insurance, you get to choose your primary discipline which can vary the amount of policy limits, as well as the premium amount for the coverage type. As you select your coverage, make sure to choose the discipline that is most appropriate for your primary focus area. At Career Shield, we construct our policies to provide the best safeguard possible for today’s speech therapy professionals.  

Yes! Our easy-to-use online portal allows you to safely and comfortably purchase a policy that fits your needs. We know that life can be busy, so we made sure you have access to instant coverage 24/7. A quick online application and paying your premium online is all it takes to secure comprehensive coverage.

Instantly! At Career Shield Insurance, we believe in premium protection as soon as you need it. You never have to wait days or months for your protective coverage to begin. From the moment you choose Career Shield, confirm your membership, and pay your up-front rate, you’ll be covered. Even if you’re on the go, you can get complete coverage online in minutes.

Once you confirm your membership, and pay your up-front rate, you’ll be able to download and/or print your certificate of insurance and other important plan documents immediately. No more waiting! Just amazing, instant coverage in only a few clicks.

Absolutely. Career Shield Insurance proudly provides professional liability insurance, aka malpractice insurance, for speech language pathologists. Malpractice insurance provides coverage for events related to the actual services you provided to someone under your care. Helping patients is incredibly rewarding but it also carries risk, which is why professional liability insurance is vital for long term success in this field.

We like to make things really easy for speech language pathologists to get great coverage at a great price. That’s why we offer speech pathology liability insurance coverage for just $149 for employed SLPs and $219 for self-employed SLPs. More pricing and coverage options will be available once you get started on your coverage application. Get started here.

Our goal is to make complete coverage an easy choice for speech pathology professionals. This is why we’ve teamed up with PayPal Credit to offer you monthly payment plans for your coverage. When you choose to pay monthly, PayPal Credit takes the total cost of your policy, plus a small service fee, and breaks it up over your selected duration. Using PayPal Credit is subject to a credit check and there is no interest if you pay off your policy within the first 6 months. After 6 months, interest fees may apply. 

Yes! Career Shield Insurance not only offers the best speech pathology liability insurance coverage, but we also offer amazing membership-exclusive benefits, such as:

• For just a $10 copay, you may consult a Telehealth doctor via telephone, video, or mobile app – WITHOUT health insurance! You may consult with a certified physician 24/7, 365 via telephone, video, or mobile app without health insurance. All you pay is just a $10 copay. 
• Enjoy affordable MetLife – Enjoy affordable group rates for dental and add-on vision plans.
• VSP – Get up to $300 in savings on eye exams and glasses with VSP.
• Receive up to 30% off of Lenovo – Save 30% off the everyday public web price of Lenovo’s entire line of PC products.
• UPS – Get special pricing on UPS with 50% off Air, 30% off Ground, and free UPS Smart Pickup® Service. 
• Office Depot & OfficeMax – Get 75% off Office Depot and OfficeMax preferred products. 
• Rental Cars – Enjoy up to 25% off the base rate on Budget and Avis rental cars.

Yes! We never want you to worry about losing coverage for a move – whether for business or leisure. Your Career Shield Insurance will stay active and you will stay covered, wherever you go. This is because our policies include a provision called portability which allows the policyholder to change jobs or even move clear across the country and still enjoy the same, great coverage they’ve come to expect from Career Shield.

Absolutely. At Career Shield Insurance, we put your peace of mind at the forefront of every decision we make, including your career growth. Whether you start a practice of your own or join another office, you will remain protected by your Career Shield Insurance policy of choice.

Also, we offer an Unlimited Additional Businesses Package, so you can add as many businesses to your policy as you need!

Absolutely! We want your policy coverage experience to be the easiest, most comfortable experience possible. We have a team of experts ready to answer any of your questions. They are available via telephone at (866) 945-1699, Monday-Friday, 9AM to 6PM EST OR you may email us directly at info@careershieldinsurance.com.