Safeguard Your Barbering Career & Future with Professional Barber Liability Insurance
Reliable, Affordable Liability Insurance for Full and Part-Time Barbers
You ensure your customers look and feel their best—but sometimes, accidents and incidents happen. Your barber liability insurance policy should protect you, your reputation, and your career no matter what might come your way—that’s where our partner at National Barbers Insurance comes in.
PROFESSIONAL 2YR
$299 /24 Months
PROFESSIONAL 1YR
$169 /12 Months
Trusted In Your Industry & Beyond
When you join us at our partners at National Barbers Insurance, you join over 300,000 professionals who are receiving the peace of mind, business-building coverage, and best-in-class malpractice insurance they need to succeed. What’s the best part of this coverage? We’re backed by Arthur J. Gallagher, a Fortune 500 global insurance brokerage, with an A+ Rating by AM Best.
We Provide What Other Partners Won’t—Protective Policies at a Peace of Mind Price
COVERAGE TYPE
Professional & General Liability
Identity Protection Plan
LIMIT
$2 million per occurrence/ $3 million annual aggregate
$25,000
Insurance Policy Highlights
500+ MODALITIES COVERED. NO EXTRA COST.
Experience comprehensive coverage that backs over 500 different barber, beauty, and cosmetology modalities. If you have it on your service list, it’s highly likely that we cover it. Our high insurance limits, top-notch customer service, and comprehensive coverage will have your back—no matter what happens.
No Added Fees—Your multi-discipline career needs multi-service options—that’s why we never tack on additional fees for more services in your coverage. Even if you add on cosmetology services, know that we’ll never nickel and dime you!
Coverage That Follows You—Switch shops, open your own, become a mobile barber—no matter what you do or where you go, our coverage works with you.
Instant Certificate—We guarantee instant coverage and instant proof when you partner with Career Shield Insurance. As soon as you check-out, you’ll have your coverage and certificate as fast as your internet can process it.
Do I Need Barber Insurance?
As a barber, you hold the power to help your clients look and feel amazing—your chair is a place of restoration, joy, and relaxation. Your blades, sheers, and trimmers are your tools for perfecting their appearance—but no one’s hand is perfect. Unfortunately, accidents and incidents (and allegations) happen—and some might be totally out of your control. But if you’re not covered with a reliable insurance policy, you could be responsible to deal with the fallout (even if it’s not your fault). At Career Shield Insurance, we want to help keep you protected, safeguard your finances, and ensure that your reputation and your career are never at risk. You deserve the confidence and peace of mind needed to do your job perfectly—that’s where barber insurance can really help!
Protect Your Career Today
Barber Insurance Frequently Asked Questions
Still feeling a little iffy about investing in barbering liability insurance? Not positive what type of insurance you might need? If so, don’t worry—insurance can be a confusing topic for any professional in any industry. We’re here to answer all the questions you might have about coverage, details, and the benefits Career Shield Insurance is proud to offer our members.
What Kind of Liability Insurance Do Barbers Need?
When it comes to insurance, you should invest in a policy that provides generous limits for both general and professional liability claims—yep, there’s a difference, but you need both! General liability is the risk you assume just by allowing customers to walk onto your property—most commonly, this is known as “slip and fall” insurance. This usually applies to general risks like a customer tripping over a loose tile and injuring themselves—a situation in which they can hold you liable for their damages. Professional liability, often called malpractice insurance, is the type of coverage that provides provisions for injuries or other events of loss that happen during the process of you providing your unique service. Say your razor slips during a shave and you accidentally cut your client or a chemical you’re working with gets in your customer’s eye—professional liability insurance will help protect you in these events.
What Are the Coverage Limits of a Career Shield Insurance Policy?
The coverage limits from Career Shield Insurance come standard with a $2 million limit for both general liability and professional liability claims. They also come standard with up to a $3 million limit for annual aggregate. This means that no matter how many claims are filed, you personally will have a $3 million limit each year—this isn’t how it always works with insurance companies who use “pool” claims for businesses. With our policy, you’ll have $2 million product liability coverage, which means that if a product malfunctions and causes damage, loss, or injury, you’re protected, too.
I’m Renting a Chair at a Barbershop; Do I Need Barber Insurance?
Without a doubt! Investing in insurance coverage is crucial for barbers in every setting—even when you’re renting a chair in a barbershop. Whether you’re working in your own, self-run shop or are renting a chair in a third-party shop, insurance makes all the difference in the world. When you rent a chair in a shop, you’re classified as an independent contractor, which means that you’re likely not covered under that salon’s liability policy. It’s up to you to provide the protection you need should a claim arise while you’re providing services to your clients.
What Are the Benefits of Being an Career Shield Member?
First things first, let’s talk about the most important benefit—peace of mind. You can rely on Career Shield to have your back with robust coverage limits for both general and professional liability, and ultimately, that means you can rest easy and do your job confidently knowing that no matter what happens, we’ve got your back. But that’s not all. We also offer all of our members barber-tailored exclusives—like our Barber Resource center, which is home to knowledge, insight, and professional advice for your business via eBooks, education tools, and more. We’ll even give you access to a FREE, customizable website template to help you start getting the word out about your business.
How Much is a Barber Insurance Policy From Career Shield Insurance?
For a one-year policy with Career Shield Insurance, we offer professionals a $159 annual rate, which covers professional and general liability insurance up to $2 million per occurrence and $3 million per year. For a two-year liability plan, we offer insurance policies at $279.95, which offers you nearly $40 in savings when you opt for two years of coverage. The best part? There are even more options to choose from. Our student rates are just $25 for a year’s worth of coverage and we also offer a benefits only plan (insurance excluded) for $39 per year that grants you access to identity protection, a professional website, and tons of discounts and special offers!
How Much is a Barber Insurance Policy From Career Shield Insurance?
We’re proud to offer some of the best rates in the industry because we believe the best insurance shouldn’t be out of reach for professionals like you.
For a one-year policy with Career Shield, our current rate for professionals is $179 annually, which covers professional and general liability insurance up to $2 million per occurrence and $3 million per year. For a two-year liability plan, we offer insurance policies at $279.95, which offers you nearly $40 in savings when you opt for two years of coverage.