Safeguard Your Barbering Career & Future with Professional Barber Liability Insurance

Reliable, Affordable Liability Insurance for Full and Part-Time Barbers

You ensure your  customers look and feel their best—but sometimes, accidents and incidents happen. Your barber liability insurance policy should protect you, your reputation, and your career no matter what might come your way—that’s where Career Shield comes in. We’ve got your back with comprehensive coverage, plenty of perks, and tons of member-only benefits you’ve got to see to believe.

PROFESSIONAL 2YR

$279.95 /24 Months

PROFESSIONAL 1YR

$179 /12 Months

Trusted In Your Industry & Beyond

We’re thrilled to welcome you to our team! Join over 300,000 professionals who are experiencing peace of mind, comprehensive protection, and business-building coverage with our best-in-class malpractice insurance and exclusive member benefits. The best part? We’re backed By Arthur J. Gallagher—Fortune 500 global insurance brokerage—and underwritten by Arch Specialty Insurance Group—with an  A+ Rating by AM Best. 

We Provide What Other Partners Won’t—Protective Policies at a Peace of Mind Price

COVERAGE TYPE

Professional & General Liability 

Product Coverage

Damage to Rental Premises

Stolen Equipment Coverage 

Identity Protection Plan

LIMIT 

$2 million per occurrence/ $3 million annual aggregate

$2 million annual aggregate

$100,000

$1,000 with a $250 deductible

$25,000

All-Inclusive Coverage—One Low, Stress-Free Price  

You’re busy enough tending to your customers—why add on a complicated, expensive process to find the right insurance? At Career Shield Insurance, we’ve created all-inclusive coverage made for barbers—because we know that your industry has its own unique risks and rewards. With our preferred occurrence form coverage, you’ll be protected for your insured term well past the time your policy expires.

Insurance Policy Highlights

350+ MODALITIES COVERED. NO EXTRA COST.

Experience comprehensive coverage that backs over 350 different barber, beauty, and cosmetology modalities. If you have it on your service list, it’s highly likely that we cover it. Our high insurance limits, top-notch customer service, and comprehensive coverage will have your back—no matter what happens.  

No Added Fees—Your multi-discipline career needs multi-service options—that’s why we never tack on additional fees for more services in your coverage. Even if you add on cosmetology services, know that we’ll never nickel and dime you! 

Coverage That Follows You—Switch shops, open your own, become a mobile barber—no matter what you do or where you go, our coverage works with you.  

Instant Certificate—We guarantee instant coverage and instant proof when you partner with Career Shield Insurance. As soon as you check-out, you’ll have your coverage and certificate as fast as your internet can process it. 

EXCLUSIVE MEMBER BENEFITS

In addition to comprehensive coverage, affordable rates, and peace of mind, we offer our barbers exclusive benefits only available to those who choose to become Career Shield Insurance members. 

FREE Business Resources—once you’re a member, our barber resource center is all yours. Enjoy access to our FREE guides, templates, website, and eBooks—all resources designed specifically to help you boost your barber career.  

Solidified Partnerships—we’re proud to extend to you our wonderful partnerships with some of the top names in the industry. When you partner with us, you’ll be a part of a select group that has access to exclusive products, discounts on tools, and early reveals on new items  

FREE Subscriptions—Enjoy a totally FREE subscription to a Creative Age publication of your choice to ensure that you’re always staying up-to-speed on your barbering skills, the latest trends, and one-of-a-kind techniques.    

Discounted Accommodations & Travel—Traveling to and from cities is an excellent way to expand your barbering business—that’s why we’re making it easier (and more affordable) than ever to extend your services. We’ve teamed up with companies like Hertz, Dollar Car Rental, Thrifty Rental, and more to ensure that your travel accommodations are as affordable as possible. 

Do I Need Barber Insurance?

The best answer we can possibly give is a short one—yes. As an insurance company, it’s easy to see why we might sound biased, but we believe insurance is so important, we just want you to have it—even if you don’t choose us. As a barber, you hold the power to help your clients look and feel amazing—your chair is a place of restoration, joy, and relaxation. Your blades, sheers, and trimmers are your tools for perfecting their appearance—but no one’s hand is perfect. Unfortunately, accidents and incidents (and allegations) happen—and some might be totally out of your control. But if you’re not covered with a reliable insurance policy, you could be responsible to deal with the fallout (even if it’s not your fault). At Career Shield Insurance, we want to help keep you protected, safeguard your finances, and ensure that your reputation and your career are never at risk. You deserve the confidence and peace of mind needed to do your job perfectly—that’s where barber insurance can really help!

Protect Your Career Today 

Or call (866) 945-1699 to speak to a live insurance representative.

Need to Weigh Your Insurance Options?

Compare our comprehensive barber liability insurance coverage with our competitors in the grid below.

Barbering Styles & Services Covered By Career Shield Insurance

Abhynanga
Active Isolated Stretching
Acu-Kinesiology
Acupressure
Acutonics
Ai Chi
Alexander Technique
Amma Therapy
Animal Acupressure
Animal Massage
Anma Therapy
Applied Kinesiology
Aqua Massage
ARC Technique
Aroma-Reflex Therapy
Aromatherapy
Arvigo Techniques of Maya Abdominal Therapy
Ashiatsu Barefoot Massage
Ashiatsu Oriental Bar Therapy
Ashi-Thai
Asian Bodywork Therapy
Aston Patterning
Asymmetric Body Balancing
Attunement
Ayurvedic Massage
Bach Flower Remedies – Topicals
Balinese Massage
Balneotherapy
Bamboo Fusion
Bamboossage
Barbara Brennan Technique
Barefoot Shiatsu
BART
Belavia Facelift Massage
Benjamin System of Muscular Therapy
Berry Method
B.E.S.T.
Bindegewebs Massage
Bindi
Biodynamic Craniosacral Therapy
Bioenergetics
Bioenergy Massage
Biomagnetic Touch Healing
Biosonic Repatterning
Biosync
Bio Touch Healing
Body Image Enrichment
Body Logic
Body Wraps
Body-Mind Centering
BodyTalk
Bodywork for the Childbearing Year
Bonnie Bainbridge Cohen System
Bowen Technique
Breast Massage
Breathing Techniques
Breema Breathwork
Bridgewebs Massage
Canadian Deep Muscle Massage
Cayce/Reilly Massage
Chair Massage
Champissage
Chi Gong
Chi Nei Tsang
Chikly Brain Curriculum
Chinese Massage
Chubinsky Method
Classical Massage
Color Light Therapy (no lasers)
Complete Decongestive Therapy
Connective Tissue Massage
CORE Bodywork
Core Energetics
Cranial Release Technique
Cranial Soft Tissue Release
Craniosacral Therapy
Critz Technique
Cross Fiber Massage
Crystal Therapy
Cupping
Cyriax Massage
Deep Muscle Massage
Deep Tissue Massage
Dr. Vodder’s Manual Lymph Drainage
Ear Candling
Eden Energy Medicine
Egoscue Method
Emotion Code
Emotional Freedom Technique
Energetic Transformation
Energy Balancing
Energy Healing Techniques
Energy Kinesiology
Equine Massage
Equine Reiki
Equirub
Equissage

Esalen Massage
Essential Oils Massage
Facial Massage
Fascial and Membrane Technique
Feldenkrais Method
Feng Shui
Fertility Massage
Fijian Massage
Five Element Shiatsu
Forearm Dance Technique
Four-Hand Massage
Full Spectrum Energy Medicine
Functional Range Release
Geriatric Massage
G-Jo Acupressure
Gua Sha
H.E.A.R.T.
Hakomi
Hama Massage
Hand Reflexology
Hannah Somatic Education
Hawaiian Bodywork
Healing Touch
Hellerwork
Hemme Approach
Hoffa Massage Technique
Holistic Massage
Holotropic Breathwork
Hoshino Therapy
Hot Stone Massage
Hot Towels
Hydrocollator Hotpacs
Hydrotherapy
IGM Method
Indian Head Massage
Infant Massage
Injury Massage
Innovative Pet Therapy
Insight Bodywork
Instruction
Integrated Awareness
Integrative Acupressure
Integrative Eclectic Shiatsu
Internal Organ Massage
Intra-Oral Massage
Ionic Footbath
IP Touch
Jamu Massage
Japanese Shiatsu
Jin Shin Jyutsu
Kiatsu
Kinesiology
Kinesiology Taping
Kinessage
Kripalu Bodywork
Kriya Massage
Kurashova Massage
LaStone Therapy
Lava Shell Technique
LED Lights
LHE Phototherapy (no lasers)
Light of Life Energy
Lomilomi
Longevity Energetics
Looyen Work
Lymphatic Drainage Massage
Lymphatic Drainage Therapy
Lymphedma Therapy
Lypossage
Macrobiotic Shiatsu
Magnet Therapy
Manual Massage Therapy
Massage Therapy Instruction
Maya Abdominal Massage
McMillan Massage Technique
Mechanical Link
Medical Massage
Medical Qigong Therapy
MELT Method
Mennell Massage Technique
Mentastics
Merciér Therapy
Mother Massage
Moxibustion
Muscle Activation Technique
Muscle Energy Technique
Myofascial Release
Myomassology
Myopractics
Myoskeletal Alignment Technique
Myotherapy
Naprapathy
Nepali Massage
Neural Manipulation
Neuromuscular Reprogramming
Neuromuscular Therapy
New Manual Articular Approach
Niel-Asher Technique

Nuad Bo’ Rarn
Nurse Massage
Ohashiatsu
Okazaki Restorative Massage
Oncology Massage
On-Site Massage
Ortho-Bionomy
Orthopedic Massage
Pediatric Massage
Pet Massage
Pfrimmer Deep Muscle Therapy
PNF Stretches
Polarity Therapy
Positional Release
Postural Integration
Practical Movement
Pranic Healing
Pregnancy Massage
Prenatal Massage
Process Acupressure
Push Therapy
Qigong
Quantum-Touch
Raindrop Therapy
Range of Motion
Raynor Massage Therapy
Reconnective Healing
Reflexology
Reflexology Instruction
Reiki
Remedial Massage
Rolfing Structural Integration
Rosen Method
Rossiter System
Rubenfeld Synergy Method
Russian Massage
Rys Thomas Energy Medicine
Sabai of Sa-wan Therapy
SacroOccipital Technique
Safe Touch Massage
Schulman Therapy
Seated Massage
Sensory Repatterning
Shen Jing Acupressure
Shiatsu
Shiatsu Amma Therapy
Soma Neuromuscular Integration
Somatic Therapy
SomatoEmotional Release
SourcePoint Therapy
Sound Healing
Sound Therapy
Sports Massage
St. John Neuromuscular Therapy
Steamy Wonder System
Stone Therapy
Strain-Counterstrain
Stretching Techniques
Structural Energetic Therapy
Structural Integration
Sugar Scrub
Swedish Massage
Swe-Thai Massage
Tai Chi
Tapping Techniques
Tellington Touch
Temporomandibular Therapy
Thai Herbal Compress Technique
Thai Massage
Thai Yoga Massage
The Healing Code
Therapeutic Touch
Theresa Primmer Method of Deep
Thumper Massage
Tian Di Bamboo Massage
Tibetan Massage
Total Body Balancing
Touch For Health
Touch Therapy Instructors
Touch to T.E.A.C.H.
Trager Work
Trauma Erase
Trauma Touch Therapy
Trigger Point Therapy
Tsubo Point Therapy
Tuina
Tuning Forks
Vedic Massage
Venus freeze
Vibrational Healing Massage Therapy
Visceral Manipulation
Warm Bamboo Massage
Watsu
Wurn Technique
Yamuna Body Rolling
Yuen Method
Zen Shiatsu
Zero Balancing
Zone Therapy

Acro Yoga
Acu-Yoga
Amrit
Ananda
Anusara
Ashtanga
Baptiste
Bhakti
Bikram
Chi Kung
Hatha
Instruction
Integral

Integrative
ISHTA
Iyengar
Japa
Jivamukti
Jnana
Kali Ray TriYoga
Kharma
Kripalu
Kundalini
Laughing
Naam Yoga Therapy
Phoenix Rising Power

Power
Prenatal
Raja
Restorative
Sivananda
Stand Up Paddleboard (SUP) Yoga
Svaroopa®
Viniyoga
Vinyasa
White Lotus
Yin
YogaFit® Personal Training
Yoga Therapy*

 

Mat
Apparatus
Instruction

Chemical wave
Children
Custom wrap
Design, cut and style
Flash or balyage highlights
Hair bleaching

Hair coloring
Hair treatments
Hairshaping
Instruction
Permanent wave
Shampooing

Straightening
Thermal styling
Waves
Weave
Wet styling
Wig stylist

Acne treatments
Body scrub
Chemical peel (no lasers)
Cold Light Series 6 Facials
Color consultations
Cosmetic massage
Dermaplanning
Eyebrow shaping
Eyebrow tinting

Eyelash Extensions
Facials
Hair removal (no lasers)
Herbal wraps
Instruction
Make-up (not permanent)
Manicures
Micro-current Toning
Micro needling

Microdermabrasion
Pedicures
Salt scrubs
Skin peels
Ultra sonic facial
Ultra sound facials
Vitamin C peels
Waxing

Acrylic
Airbrush designs
Charms
False nails
Foot scrubs
Gel
Gems

Glitter
Instruction
Manicures
Nail art
Nail extensions
Nail repair
Painting

Paraffin pedicures
Pedicures
Polish
Stencil designs
Varnish
Youth

Barre
Biodanza
Dance Instruction

Barber Insurance Frequently Asked Questions

Still feeling a little iffy about investing in barbering liability insurance? Not positive what type of insurance you might need?  If so, don’t worry—insurance can be a confusing topic for any professional in any industry. We’re here to answer all the questions you might have about coverage, details, and the benefits Career Shield Insurance is proud to offer our members.

What Kind of Liability Insurance Do Barbers Need?

Let’s face it—your line of work inherently puts you face-to-face with clients every single day. From using sharp razors and scissors to other trick tools of the trade, you’re undeniably up-close and personal with your customers on a regular basis. It’s definitely one of the perks of your job, but it’s also where you assume the most risk—no matter how skilled, experienced, or professional you are. 

When it comes to insurance, you should invest in a policy that provides generous limits for both general and professional liability claims—yep, there’s a difference, but you need both! General liability is the risk you assume just by allowing customers to walk onto your property—most commonly, this is known as “slip and fall” insurance. This usually applies to general risks like a customer tripping over a loose tile and injuring themselves—a situation in which they can hold you liable for their damages. Professional liability, often called malpractice insurance, is the type of coverage that provides provisions for injuries or other events of loss that happen during the process of you providing your unique service. Say your razor slips during a shave and you accidentally cut your client or a chemical you’re working with gets in your customer’s eye—professional liability insurance will help protect you in these events.

Career Shield’s barber insurance policies take your coverage to the next step by going far beyond the minimum of what you need—we also provide you with product liability, rental location damage insurance, stolen equipment insurance, identity protection plans, and more. In other words, no matter what risk you’re dealing with in your line of work, we’ve got your back.

What Are the Coverage Limits of a Career Shield Insurance Policy?

The coverage limits from Career Shield Insurance come standard with a $2 million limit for both general liability and professional liability claims. They also come standard with up to a $3 million limit for individual annual aggregate. This means that no matter how many claims are filed, you personally will have a $3 million limit each year—this isn’t how it always works with insurance companies who use “pool” claims for businesses. With our policy, you’ll have $2 million product liability coverage, which means that if a product malfunctions and causes damage, loss, or injury, you’re protected, too.

Do Students in Barber School Need Barber Insurance?

Absolutely! From the moment you step into barber school, it’s crucial to protect yourself. Sure, school is still a learning experience, but eventually, you’ll be practicing with real people in a hands-on, up-close and personal way. And unfortunately, when you’re learning is the easiest time to make mistakes—even a small error can lead to a big claim! We understand that while you’re in school, you’ll need an even more affordable policy than ever. That’s why our insurance provides you with the top-notch, comprehensive coverage you need for just $25 annually when you’re a student.

I’m Renting a Chair at a Barbershop; Do I Need Barber Insurance?

Without a doubt! Investing in insurance coverage is crucial for barbers in every setting—even when you’re renting a chair in a barbershop. Whether you’re working in your own, self-run shop or are renting a chair in a third-party shop, insurance makes all the difference in the world. When you rent a chair in a shop, you’re classified as an independent contractor, which means that you’re likely not covered under that salon’s liability policy. It’s up to you to provide the protection you need should a claim arise while you’re providing services to your clients.

What Are the Benefits of Being an Career Shield Member?

First things first, let’s talk about the most important benefit—peace of mind. You can rely on Career Shield to have your back with robust coverage limits for both general and professional liability, and ultimately, that means you can rest easy and do your job confidently knowing that no matter what happens, we’ve got your back. But that’s not all. We also offer all of our members barber-tailored exclusives—like our Barber Resource center, which is home to knowledge, insight, and professional advice for your business via eBooks, education tools, and more. We’ll even give you access to a FREE, customizable website template to help you start getting the word out about your business.

How Much is a Barber Insurance Policy From Career Shield Insurance?

For a one-year policy with Career Shield Insurance, we offer professionals a $159 annual rate, which covers professional and general liability insurance up to $2 million per occurrence and $3 million per year. For a two-year liability plan, we offer insurance policies at $279.95, which offers you nearly $40 in savings when you opt for two years of coverage. The best part? There are even more options to choose from. Our student rates are just $25 for a year’s worth of coverage and we also offer a benefits only plan (insurance excluded) for $39 per year that grants you access to identity protection, a professional website, and tons of discounts and special offers!

How Much is a Barber Insurance Policy From Career Shield Insurance?

We’re proud to offer some of the best rates in the industry because we believe the best insurance shouldn’t be out of reach for professionals like you.

For a one-year policy with Career Shield, our current rate for professionals is $159 annually, which covers professional and general liability insurance up to $2 million per occurrence and $3 million per year. For a two-year liability plan, we offer insurance policies at $279.95, which offers you nearly $40 in savings when you opt for two years of coverage.

The best part? There are even more options to choose from. Our student rates are just $25 for a year’s worth of coverage and we also offer a benefits only plan (insurance excluded) for $39 per year that grants you access to identity protection, a professional website, and tons of discounts and special offers!

Every Insurance Policy Sold = 1 Tree Planted

“The best time to plant a tree is 20 years ago. The second best time is now.”—Chinese Proverb.

Every time someone joins our team at Career Shield Insurance, we plant a tree in their honor. Thanks to our stellar community of members and our friends at Trees for the Future, thousands of trees have been planted so far. 

Just as we believe in protecting your career and helping you grow, we believe in protecting our planet and helping it grow, too—help us continue this journey by referring your colleagues and friends to our program today!